Guild Mortgage - Kelle Smart
Branch Manager | NMLS# 104049
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
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Kelle is outstanding and really makes the buying experience effortless for my clients. I think this is simply in her DNA to do this with everyone and I never have to worry about the decision to refer a a first time buyer, or a veteran who has...
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Reply from Kelle Smart
July 13th, 2026 07:18 PM
Reno, I appreciate your kind words and your continued trust over the years. It's gratifying to know that I've been able to make the buying experience effortless for your clients. Thank you for your recommendations and support. If there's ever...
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Kelle is wonderful and truly took the time to make our experience go smoothly! Thank you!
Reply from Kelle Smart
July 10th, 2026 07:14 PM
I'm thankful for your kind words, Emily. I'm glad that I could help make your experience smooth. If you ever need further assistance, feel free to reach out.
Kelle was so great- highly recommend!
Kelle was so nice and gave great advice. I could tell she cared about her clients.
Reply from Kelle Smart
June 30th, 2026 05:27 PM
Thank you for your kind words, Heidi. I'm glad to hear that you felt cared for and found my advice helpful. It's important to me to support my clients in any way I can.
Guild Mortgage - Kelle Smart has received a review with 5 star rating from Meenakshi B
We had a great experience working with Kelle Smart. 10/10, five stars, and no notes. As first-time homeowners, we had many questions, and she was always patient, responsive, solution-oriented, and incredibly clear in explaining everything to...
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Reply from Kelle Smart
May 11th, 2026 01:50 PM
Thank you so much for your kind words, Meenakshi. I'm pleased to hear that I could assist you as first-time homeowners and that my approach made a positive impact. It's important to me to be patient and clear, especially during such significant...
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Kelle is wonderful to work with. I would highly recommend her.
Kelle was proactive, helpful, and thorough. It was great to work with her again.
Reply from Kelle Smart
April 6th, 2026 03:26 PM
I'm grateful for your feedback, Daniel. Being proactive and thorough is important to me, and I'm pleased to hear it made your experience positive. It was a pleasure working together again, and if you have any further needs or questions, feel...
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I have been working with Kelle for over a decade now across several home loans. She is the best loan officer because of her responsiveness and comprehensive market analysis. She listens to her clients and presents several recommendations and...
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Reply from Kelle Smart
March 30th, 2026 03:44 PM
Your longstanding trust means a lot to me, Michael. It's been a pleasure working with you over the years and I truly appreciate your recommendation to family and friends. Providing responsive service and thorough market analysis is something...
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Working with Kelle was absolutely fantastic – I feel very lucky that she handled the mortgage for our first home!!
Reply from Kelle Smart
March 3rd, 2026 09:01 PM
I'm glad to hear that your experience was so positive, Christopher. It's a privilege to assist you with such an important milestone like purchasing your first home. If there's anything more you need as you settle in or have future questions,...
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About
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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Year Started
1960
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS# 104049
Disclaimer
I am authorized to do business in the state of Utah.; NMLS ID: 104049; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.