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Katie Karr - Senior Mortgage Banker | NMLS# 263796 in Lake Ozark, MO

Katie Karr

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Senior Mortgage Banker | NMLS# 263796

Flat Branch Home Loans
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Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(573) 216-4247
Lake Ozark, MO
https://flatbranchhomeloans.com/team/katie-karr
Location & Business Hours
Business Hours
Mon
8:30 AM to 5 PM
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
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Reviews from Web
  • Encompass
    H
    Haley D S
    LAKE OZARK, MO
    Posted on November 23rd, 2025 01:32 AM
    Katie is so kind and professional! Really enjoy working with her!
    Reply from Katie Karr
    December 3rd, 2025 09:11 PM
    I'm grateful for your kind words, Haley. It's wonderful to hear you had a positive experience working with me at Flat Branch Home Loans. Your satisfaction means a lot, and I'm here whenever you need assistance in the future. Thank you for taking...
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  • Encompass
    J
    Jacob H S
    LAKE OZARK, MO
    Posted on November 22nd, 2025 02:53 PM
    Katie is a joy to work with. She always kept us in the know when interest rates were changing right up until the time we pulled the trigger on our refinance. The process was quick and easy!
    Reply from Katie Karr
    December 2nd, 2025 02:54 PM
    Jacob, I'm glad to hear that you found the refinancing process quick and easy. Keeping my clients informed about interest rate changes is a priority for me, so I'm pleased it was helpful to you. Thank you for sharing your experience with my...
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  • Encompass
    B
    Brian H
    ELDON, MO
    Posted on November 11th, 2025 02:33 PM
    Thank you for taking great care of our mutual client in the purchase of her new home!
    Reply from Katie Karr
    December 9th, 2025 06:10 PM
    It was such a pleasure working with you, Brian!
  • Encompass
    F
    Frances H
    ELDON, MO
    Posted on November 11th, 2025 01:11 AM
    Katie makes the whole process painless. She is always available to answer any questions I had! (which was alot) Katie is very professional and always willing to help in any way possible. This was the second time I was able to work with her....
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    Reply from Katie Karr
    November 21st, 2025 07:44 PM
    Frances, I appreciate your feedback and it's great to know that working with me was a smooth process for you. Being available to answer questions and assist in any way is an essential part of how I aim to support my clients. It's wonderful...
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  • Encompass
    V
    Vilynda H
    IBERIA, MO
    Posted on October 21st, 2025 05:55 PM
    Katie was responsive and on any issue that popped up. I love working with her!
    Reply from Katie Karr
    October 23rd, 2025 06:44 PM
    Thank you, Lyn! I love working with you, also! The prep work you did and the communication on your end were stellar, and it was so rewarding to bring our clients to the closing table. Thank you for all of the work you put into the transaction...
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  • Encompass
    J
    Joshua M H
    IBERIA, MO
    Posted on October 18th, 2025 11:55 PM
    Katie made it such a smooth and easy process. She answered all my silly questions. This was our second time using Katie and I wouldn't want to use anyone else.
    Reply from Katie Karr
    October 23rd, 2025 06:38 PM
    It was an honor to get to work with you again! I'm so thankful for the opportunity to be a part of your home ownership journey. Thank you for your trust, it means the world to me.
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    J
    Jema D
    EDWARDS, MO
    Posted on September 18th, 2025 02:54 PM
    Katie was really fabulous to work with, she went above and beyond. I've never experienced a lender that was so willing to go above the necessary means to get me the best deal, at the best rate. There were times when I thought I wasn't going...
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    Reply from Katie Karr
    September 28th, 2025 02:55 PM
    Jema, I truly appreciate your kind words and recommendation. It's important to me that my clients feel supported and informed throughout the lending process, so I'm glad to hear that you felt I was able to provide that. Going above and beyond...
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  • Encompass
    D
    Danielle C B
    EDWARDS, MO
    Posted on September 18th, 2025 02:35 PM
    My buyer had been pre-approved with another lender who had quoted her very high fees and a much higher interest rate. Katie was able to blow the other lender out of the water with much lower fees and a significantly better rate!
    Reply from Katie Karr
    October 20th, 2025 08:08 PM
    Danielle, thank you for sharing this experience. It's important to me to provide competitive rates and fees that truly benefit my clients. I'm glad I could help your buyer achieve a more favorable financial outcome. If there's anything more...
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  • Encompass
    J
    Joshua A K
    Rocky Mount, MO
    Posted on August 14th, 2025 03:13 PM
    Katie Karr is amazing. She made the entire process stress-free, and anytime there was an issue, she worked with me to resolve it. Her attitude was always 'everything is figureoutable.' My wife and I can't praise her enough, and we will be telling...
    read more
    Reply from Katie Karr
    August 24th, 2025 03:14 PM
    Joshua, I'm so pleased to hear that you and your wife had such a stress-free experience. It's always my goal to make the process as smooth as possible and to work through any issues alongside my clients. I'm glad my approach resonated with...
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  • Encompass
    K
    Kristen R
    Rocky Mount, MO
    Posted on August 11th, 2025 03:29 PM
    Katie Karr is a passionate lending professional who genuinely cares about her clients' financial well-being. She puts her heart into understanding each individual's needs and challenges, drawing on her wide-ranging expertise in various loan...
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    Reply from Katie Karr
    September 10th, 2025 03:29 PM
    Kristen, I'm grateful for your thoughtful review. It means a lot to hear that my passion and approach have made a positive impact on your experience. Understanding and addressing the unique needs of each client is important to me, and I'm glad...
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    • 11–20 of 107
    About
    Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Conventional FNMA and FHLMC home loans
    FHA home loans
    VA home loans
    USDA home loans (#1 USDA Lender in Missouri, Kansas, and Illinois)
    Bridge loans and Home Equity Loans
    Home Renovation loans: FHA Limited 203K and Conventional HomeStyle/Choice Renovation
    First Time Homebuyer Options
    Flat Branch Flex Funds grant to low-income first-time homebuyers
    View All
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    Year Started

    1994
    Licenses
    • NMLS# 263796
    Disclaimer
    Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149