Katie Karr
Senior Mortgage Banker | NMLS# 263796
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en...... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM(Open now)
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
Best experience ever! We had all online loan process, Katie was amazing from beginning to end! She has your back yhe whole way. I couldn't ask for a better experience, she the best ever. You need a mortgage she will have your back .. Thanks...
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Kept the clients and agent informed throughout the process.
Reply from Katie Karr
May 25th, 2026 07:04 PM
David, I'm pleased to know that keeping everyone informed throughout the process was helpful for you. Thank you for your feedback and for choosing to work with me at Flat Branch Home Loans.
Katie was amazing in making our home purchase process flawless
Reply from Katie Karr
May 4th, 2026 06:05 PM
Karen, I'm glad to hear that I could help make your home purchase process smooth. Your kind words mean a lot, and I appreciate you choosing Flat Branch Home Loans. If you have any more needs in the future, feel free to reach out.
Second time with Katie over 14 years. Katie is easy to work with and does what she says she will whdn she says she will.
Reply from Katie Karr
May 1st, 2026 03:38 PM
Patrick, I'm grateful for your continued trust over the years. It's nice to know that working with me has been easy and that you appreciate my commitment to keeping promises. Thank you for your kind words and for choosing Flat Branch Home Loans...
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We have worked with Katie previously and have always had an easy experience.
She listens and responds to questions in a thought out manor not a knee perk response.
I hope that you value her work ethic because we certainly do.
Reply from Katie Karr
April 27th, 2026 08:04 PM
Sharon, I appreciate your thoughtful feedback and am glad to hear that you've consistently had an easy experience working with me. Your recognition of my work ethic is truly valued, and I'm grateful for your trust in handling your needs at...
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Lots of challenges were overcome.
Reply from Katie Karr
March 17th, 2026 02:40 PM
Karen, I'm pleased to hear that despite the challenges, we managed to reach a successful outcome. Navigating such situations can be complex, and I'm glad I could assist you effectively. If there's anything more I can do for you, please don't...
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She is the best,
Reply from Katie Karr
March 12th, 2026 04:16 PM
Thank you for your kind feedback, Josh. I'm glad to know that you had a positive experience. If you ever need assistance again in the future, feel free to reach out.
Katie is the best!
Reply from Katie Karr
December 9th, 2025 06:10 PM
Great working with you again, Melanie! Thank you!
Katie is so kind and professional! Really enjoy working with her!
Reply from Katie Karr
December 3rd, 2025 09:11 PM
I'm grateful for your kind words, Haley. It's wonderful to hear you had a positive experience working with me at Flat Branch Home Loans. Your satisfaction means a lot, and I'm here whenever you need assistance in the future. Thank you for taking...
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Katie is a joy to work with. She always kept us in the know when interest rates were changing right up until the time we pulled the trigger on our refinance. The process was quick and easy!
Reply from Katie Karr
December 2nd, 2025 02:54 PM
Jacob, I'm glad to hear that you found the refinancing process quick and easy. Keeping my clients informed about interest rate changes is a priority for me, so I'm pleased it was helpful to you. Thank you for sharing your experience with my...
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional FNMA and FHLMC home loans
FHA home loans
VA home loans
USDA home loans (#1 USDA Lender in Missouri, Kansas, and Illinois)
Bridge loans and Home Equity Loans
Home Renovation loans: FHA Limited 203K and Conventional HomeStyle/Choice Renovation
First Time Homebuyer Options
Flat Branch Flex Funds grant to low-income first-time homebuyers
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Year Started
1994
Licenses
- NMLS# 263796
Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149