
Kathy Terry
Senior Mortgage Banker

I love putting together a plan with my clients, hearing their story, and watching it go through the process with ease to the closing table.
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Kathy was wonderful to work with even from 900 miles away! She handled every hiccup with grace and prevented any stress on our end! We are so thankful for this easy first time home buyers process!
Reply from Kathy Terry
April 20th, 2026 11:02 PM
Thank You for the kind words. I am looking forward to saying hello when you are no longer 900 miles away.
The flexible, in-person meetings between Kathy and me made all the difference for how I best communicate, and receive certain information. Kathy always made me feel comfortable and confident in her ability to help me, and in my own ability...
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Reply from Kathy Terry
January 26th, 2026 09:41 PM
Candace,
This has been such a wonderful journey to walk alongside you. Your new beautiful home reflects your beautiful personality and I was honored to celebrate with you at the closing!
Our relationship will continue to grow.
Kathy
What great working with Atlantic Bay
Reply from Kathy Terry
November 19th, 2025 08:13 PM
Thank You for the Kind words Jacob. It was a pleasure working with you as well.
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Reply from Kathy Terry
April 7th, 2025 09:58 PM
Chris and Heather , I hope you are all moved in and enjoying your beautiful home! It was great to get to know you !
Warmest Regards
Kathy
Kathy did a great jobs, was extremely helpful in getting the loan pushed through in such a short amount of time.
Reply from Kathy Terry
April 7th, 2025 10:01 PM
Thank you Robert for the kind words! I hope you are taking the time to enjoy your beautiful new house and I can’t wait to see the before and after with your renovations!
kathy has been fantastic throughout our whole process she was there for every little question we had!
Reply from Kathy Terry
March 30th, 2025 04:08 PM
Mackenzie and Tripp,Thank Your for the kind words. It has been a pleasure working along side of you. Your family is going to Bloom and Grow in this beautiful home just like the Azalea in the front yard! Let me know if you need anything and...
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Kathy is a kind professional and hard working go getter that will go above and beyond for her Client. She has a team of dedicated professionals and together they make things happen. Kathy is able able to close very complicated loans in very...
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Kathy had our interest in mind. Highly recommended.
Quick turnaround and initiative when dealing with uncommon problems
Reply from Kathy Terry
January 24th, 2025 02:35 PM
I'm thrilled to hear that you had a positive experience with Atlantic Bay Mortgage Group and my services, Tomasz. Your 5-star rating is much appreciated! I'm glad I could assist you in your purchase and navigate the uncommon problems swiftly....
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Kathy was just wonderful through the whole thing explained everything to me all the way thank you Kathy
Reply from Kathy Terry
November 13th, 2024 02:35 PM
Sandy, it was such a joy working with you. You cheerful voice and positive attitude always made my day just a little brighter☀️. I hope you have a Peachy 🍑Thanksgiving and I am sending many blessings your way.
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About
I love putting together a plan with my clients, hearing their story, and watching it go through the process with ease to the closing table.
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 450843
- Licensed in FL, & GA #69842
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.