Kathy Martinez
Branch Manager | NMLS ID #204213
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Excellent attention.
Kathleen has a great personality and cares. She keeps you informed of what is going on and follows up.
Everyone that worked with me was so kind and helpful and the process was quick and smooth.
Kathy was knowledgeable, responsive and always accessible. She and Barbara kept the loan process on track and motivated everyone involved to meet deadlines. We will definitely recommend Kathy and Tidewater Motgage.
Very informative and easy to work with. She made the process fast and efficient
Kathy was very patient and walked me through every step. You worked extremely hard to get me into my first home.
This lady is amazing I went in with a very low credit score and she worked hard to correct it for me I closed on my home Tuesday there was no way I thought I would ever own my home I’m 40 years old and I have always rented . If you are serious...
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Kathleen (Kathy) DeMartinez went beyond the call of duty. She made sure I understood the process of purchasing a home from start to finish and she was always prompt at returning my calls. I felt as if I was talking to a concerned friend about...
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Kathy worked so hard for my daughter and myself! She was extremely knowledgable and professional!
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Virginia Housing - Grants and Down Payment Assistance
Veteran Loans and Grants
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Positions
- Atlantic Coast Mortgage - Branch ManagerNov 14th, 2025 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #204213
- Licensed in VA
Awards
Virginia Housing T...
TMSI President Clu...
Hamilton Group Fun...
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Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)