

Kathy Martinez
Branch Manager | NMLS ID #204213

We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Kathy kept us informed every step of the mortgage process presenting data and financing options that allowed us to get the most bang for our buck.
Kathleen was great to deal with throughout the entire process. She was able to quickly respond to any requests or questions we had regarding the loan process. Her top-notch customer service helped to make this part of buying a home virtually...
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OMG I don’t even know where to start! Kathy’s commitment to my family’s purchase was unbelievably professional, kind and genuine. She was proactive in keeping us informed and never lost patience. She is hands down one of the most purposeful...
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Kathy is amazing. She is so patient and answers all of my many questions. She makes herself available every step of the way and gets the job done!
Timely communication and professional advice to work through any hurdles we encountered!
If there was an option for 10 stars, that is what I would rate Kathy. She was fantastic from start to finish. Buying a home and taking out a mortgage is a stressful process and Kathy was there for us every step of the way. She explained every...
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She answered the phone every time I called, she was great!
Kathleen did a great job at communicating with me and always made sure I was well informed. She always kept me up to date. I would most definitely refer her to anyone who is need of her help. Thank you so much for all of your help!
She always answered my call and was very receptive and knowledgeable about the entire process. Great to work with
Very professional and excellent to work with.
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Virginia Housing - Grants and Down Payment Assistance
Veteran Loans and Grants
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Positions
- Atlantic Coast Mortgage - Branch ManagerNov 14th, 2025 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #204213
- Licensed in VA
Awards
Virginia Housing T...
TMSI President Clu...
Hamilton Group Fun...
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Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)