

Kathy Martinez
Branch Manager | NMLS ID #204213

We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
We've bought & refinanced on many houses during our lifetime. This experience with Kathleen at Tidewater Mortgage was by far the BEST - the quickest, most professional, painless & pleasant experience from beginning to end. Kathleen returned...
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She made me feel as if her job was her lifestyle... really cares about her clients and breaking down the details in what everything means.. when I felt overwhelmed she would reassure me that it’s normal and a part of the process
Very professional and consistent with communication
Kathleen was very knowledgeable and was always available to answer any of our questions.
Amazing experience. I would highly recommend her for anyone buying a house.
Fast!
Kathy was very professional as well as knowledgeable in helping me with my purchase. She was nice and i enjoyed working with her. The only problem i have is, i wish i knew about her when i purchased my first house. i have been raving to everyone...
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Kathy!
Kathy was very informative, helpful, and available. Kathy and her associate Barbara made this process so simple, easy to understand and was very responsive to all of my questions. It was a great pleasure to work with Kathy and Barbara and I...
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Kathy offered exceptional service and expertise in every aspect of our loan process. She goes above and beyond for her clients and helps you understand the process.
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Virginia Housing - Grants and Down Payment Assistance
Veteran Loans and Grants
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Positions
- Atlantic Coast Mortgage - Branch ManagerNov 14th, 2025 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #204213
- Licensed in VA
Awards
Virginia Housing T...
TMSI President Clu...
Hamilton Group Fun...
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Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)