

Kathy Martinez
Branch Manager | NMLS ID #204213

We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Kathy worked hard to get me this loan. She was always available to answer questions.
Kathy was an amazing communicator during the entire process and made the purchase of our first home an amazing experience! I’d refer her to any person I know looking to buy a home with 100% confidence
It was Kathy!
The patience with us.
The support!!
The experience I had with you in especially Libby Gatewood
For first time buyer the whole experience was overall very easy and Kathy was there at anytime needed!
Kathy and Barbara took very good care of my experience with Tidewater Mortege, thanks lady’s , thank you
Kathleen gave clear and concise information through the entire process. She explained every step and made time to answer any of my questions!
That you help us get a home
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Virginia Housing - Grants and Down Payment Assistance
Veteran Loans and Grants
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Positions
- Atlantic Coast Mortgage - Branch ManagerNov 14th, 2025 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #204213
- Licensed in VA
Awards
Virginia Housing T...
TMSI President Clu...
Hamilton Group Fun...
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Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)