

Kate Day
Senior Mortgage Banker | NMLS# 870543


ST Louis Univerisity
No two borrowers have the same story and I believe your mortgage should not be treated as a one size fits all process. With more than 38 years in the mortgage industry, I bring experience, knowledge, and a personal approach to every loan. ... Show More
Location & Business Hours
Business Hours
Fri
8:30 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
She guided me thru everything and that really helped! She kept me updated which I appreciated. Friendly but professional.
Reply from Kate Day
November 14th, 2025 04:08 PM
Thank you so much for taking the time to share your feedback! I’m really glad to hear that the guidance and updates were helpful throughout the process. My goal is always to make things as clear and stress-free as possible while staying friendly...
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Kate was on top of everything during the entire process. She was honest, taught us a few things and offered the best rate from the start and nobody was able to beat her rates and fees. The first responders discount was a very nice addition...
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Reply from Kate Day
November 14th, 2025 04:04 PM
Thank you so much for your kind words! It was truly a pleasure working with you both. I’m so glad the process felt smooth and supported from start to finish — that’s always my goal.I appreciate you recognizing the rate, fees, and our Community...
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Was very helpful and explained any aspects of the loan to me if I had question. Give it a ten out of ten experience with flat branch homes .
Reply from Kate Day
October 21st, 2025 09:14 PM
I'm pleased to hear that I could assist with your loan questions and make your experience at Flat Branch Home Loans and The Day Team was a positive one. Your feedback is appreciated, and I'm glad you feel it deserves a "ten out of ten." If...
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Kate has been extraordinary in helping us with our mortgage, always willing to answer any and all questions (no matter how silly they seemed). A true pleasure to work with and my wife and I are eternally grateful for all the hard work she put...
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Reply from Kate Day
October 18th, 2025 09:10 PM
Thank you so much, Jerry! Working with you and your wife was such a joy from start to finish. I’m so glad I could help make things a little easier and answer all those questions along the way. Your trust and kind words mean the world to me...
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Kate is smart , friendly and edficent . Live her!
Reply from Kate Day
October 16th, 2025 06:22 PM
Thank you so much for your sweet message! I truly appreciate your trust and support — it means the world to me!
is very knowledgeable and makes the client feel at ease along the way. She makes sure that the client has all the information that they need and that they are at ease. Kate is easy to talk to! I would recommend Kate to anyone!
Reply from Kate Day
October 16th, 2025 06:28 PM
Thank you so much for the wonderful review! It’s always a pleasure working with you, Glen. We’ve partnered together for many years, and I truly value the trust and teamwork we’ve built helping clients feel confident and cared for throughout...
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Good contact with each
Reply from Kate Day
October 16th, 2025 06:31 PM
Thank you, Darwin! I’m so glad we were able to stay in great contact and make things go smoothly from start to finish.
I'm not an organized person and Kate helped map everything out so I could stay on top of things and she answered any questions I had in a timely
Reply from Kate Day
October 3rd, 2025 04:30 PM
It's great to hear that I could assist in keeping everything clear and organized for you. I'm glad I could answer your questions promptly and help you navigate the process. If you need any further support or have other questions in the future,...
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Kate is upfront about the entire process very kind she definitely gets the hob job done!
Reply from Kate Day
September 23rd, 2025 03:59 PM
Thank you, Jennifer. Hearing that you felt supported and informed every step of the way truly makes my day. I'm grateful The Day Team could get the job done for you and your family and appreciate the trust you placed in us throughout the process....
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Kate is great to work with.
Reply from Kate Day
September 17th, 2025 06:29 PM
I’m glad to hear you found working with me a positive experience, Bryan. Thank you for your feedback. If there's anything more you need in the future, feel free to get in touch. The Day Team is always happy to help!
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About
No two borrowers have the same story and I believe your mortgage should not be treated as a one size fits all process. With more than 38 years in the mortgage industry, I bring experience, knowledge, and a personal approach to every loan. Whether you are buying your first home, moving up, refinancing, or starting a new chapter, I take the time to understand your goals and find a financing solution that fits your needs. I believe in clear communication, honest answers, and being available when you need me. My goal is to make the process easy to understand and help you feel confident from our first conversation through closing and beyond.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Bridge Loans
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
Home Equity Line of Credit
Specialities
Home mortgages for primary, 2nd home, and rental/investment properties
Conventional Financing
Jumbo
First Time Homebuyers
Bridge Loans, HELOC's and non-QM Financing options
Down Payment Assistance
FHA Financing
VA Financing
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Education
- ST Louis UniverisityAccounting and Finance

Positions
- Flat Branch Home Loans - Senior Mortgage BankerApr 16th, 2018 - Current
Memberships
- Little Black Book: Women in Business
- East Central Board of Realtors
- Southern Gateway Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Licenses
- NMLS# 905880
Awards
SGAR Affiliate of ...
SGAR Affiliate of ...
Five Star Mortgage...
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Achievements
- 2015 Affiliate of the Year- Jefferson County Board of Realtors
- 2016 Affiliate of the Year- Jefferson County Board of Realtors
- 2016-2023 Five Star Mortgage Profession 5 Star Award
Hobbies
- Cooking
- Gardening
- Reading
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149