Kate Day
Senior Mortgage Banker | NMLS# 870543
ST Louis Univerisity
No two borrowers have the same story and I believe your mortgage should not be treated as a one size fits all process. With more than 38 years in the mortgage industry, I bring experience, knowledge, and a personal approach to every loan. ... Show More
Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Reviews from Web
Flat Branch Home Mortgage, Kate has been absolutely amazing throughout our whole experience! From start to finish, Kate was always kind, available at all times of the day and always answering all of my stupid questions. I would recommend Kate...
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Reply from Kate Day
September 18th, 2024 10:05 PM
I'm so glad to hear that you had a positive experience, Dena! I'm here to make the loan process as smooth as possible, and I'm happy that I was able to assist you. Remember, no question is a stupid question, it's always better to ask! Thank...
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5 star customer review
Reply from Kate Day
September 18th, 2024 11:17 PM
I'm thrilled to hear you had a 5-star experience, Jason! Your positive feedback means the world to me. It was my pleasure to guide you through your loan process here at Flat Branch Home Loans. Don't hesitate to reach out if you have any future...
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Kate did an amazing job she really kept us informed through the entire process. She is the best at what she does. I cannot say enough good things about her and our experience. Thanks again!
Reply from Kate Day
September 18th, 2024 11:18 PM
Thank you so much, Tony! Your feedback means the world to me. I'm thrilled to hear that you had a positive experience with Flat Branch Home Loans. My goal is always to keep my clients informed and comfortable throughout the entire loan process....
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10 ×××××××××× TOTALLY AWESOME & AMAZING ????????????????????????????????????????????
Reply from Kate Day
September 18th, 2024 11:18 PM
I'm thrilled to hear that you had such a positive experience, Gail! Your feedback truly means a lot to me and the whole team at Flat Branch Home Loans. We always strive to provide the best service for our clients, and it's affirming to hear...
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Thanks to everyone that helped me out on the process everything went well and smooth very happy with the outcome
Reply from Kate Day
September 18th, 2024 11:19 PM
I'm so thrilled to hear that you had such a positive and smooth experience with your loan process at Flat Branch Home Loans, Jesus. Your happiness with the outcome is our greatest reward. We strive to make the loan process as seamless as possible...
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We were very pleased to work with Kate Day. She was informative, very knowledgable, prompt to respond to our questions and concerns and very pleasant to work with. She made the whole process very stress free and comfortable. We would definitely...
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Reply from Kate Day
September 18th, 2024 11:20 PM
Hey John, Thank you for the fantastic review and 5-star rating! I'm thrilled you found your experience to be stress-free and comfortable—that's always my goal. Your positive comments about my knowledge and promptness in response mean a lot....
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Would absolutely recommend Kate Day!!!
Reply from Kate Day
September 18th, 2024 11:20 PM
Thrilled to hear you had such a positive experience, Amy! It's immensely rewarding to know you'd recommend me. Your satisfaction is my top priority and I'm pleased I was able to make the loan process a smooth one for you at Flat Branch Home...
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Made everything simple and were friendly and helpful with any concerns .I would definitely recommend -️
Reply from Kate Day
September 18th, 2024 11:21 PM
I'm so glad to hear that you found our process simple and our team friendly and helpful, Diana! Your positive feedback and your recommendation mean a lot to me and the entire Flat Branch Home Loans team. We always strive to ensure our clients...
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5 star customer review
Our experience working with Kate was phenomenal. She was efficient, thorough and such a pleasure to work with. The process went smoothly with very little work put in by myself; Kate and her team were always on top of everything. I would HIGHLY...
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Reply from Kate Day
June 18th, 2026 02:20 AM
Thank you so much for your incredibly kind words and recommendation! It was truly a pleasure working with you throughout your home financing journey. My team and I strive to make the process as smooth and stress-free as possible, and I’m so...
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About
No two borrowers have the same story and I believe your mortgage should not be treated as a one size fits all process. With more than 38 years in the mortgage industry, I bring experience, knowledge, and a personal approach to every loan. Whether you are buying your first home, moving up, refinancing, or starting a new chapter, I take the time to understand your goals and find a financing solution that fits your needs. I believe in clear communication, honest answers, and being available when you need me. My goal is to make the process easy to understand and help you feel confident from our first conversation through closing and beyond.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Bridge Loans
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
Home Equity Line of Credit
Specialities
Home mortgages for primary, 2nd home, and rental/investment properties
Conventional Financing
Jumbo
First Time Homebuyers
Bridge Loans, HELOC's and non-QM Financing options
Down Payment Assistance
FHA Financing
VA Financing
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Education
- ST Louis UniverisityAccounting and Finance
Positions
- Flat Branch Home Loans - Senior Mortgage BankerApr 16th, 2018 - Current
Memberships
- Little Black Book: Women in Business
- East Central Board of Realtors
- Southern Gateway Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Licenses
- NMLS# 905880
Awards
SGAR Affiliate of ...
SGAR Affiliate of ...
Five Star Mortgage...
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Achievements
- 2015 Affiliate of the Year- Jefferson County Board of Realtors
- 2016 Affiliate of the Year- Jefferson County Board of Realtors
- 2016-2023 Five Star Mortgage Profession 5 Star Award
Hobbies
- Cooking
- Gardening
- Reading
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149