

Guild Mortgage - Kat Whindleton
Loan Officer | NMLS# 1231054


Liberty University
Kat Whindleton brings over 20 years of experience in finance, banking, and customer service to her role as a trusted mortgage loan officer. Dedicated to serving clients in Virginia and North Carolina, Kat is known for her expertise in craft... Show More
Location & Business Hours
Business Hours
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closed
Mon
8 AM to 5 PM
Tues
8 AM to 5 PM
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Reviews from Web
Kat Whindleton was absolutely fantastic! She was very prompt in her responses, always keeping me up-to-date and in the loop. She was consistently trying to get me the best deal on all the fees, inspections, etc. I will be recommending Kat to...
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Reply from Kat Whindleton
June 22nd, 2026 12:14 PM
Thank you for sharing your experience, Jerry. I'm glad I could assist you with prompt responses and transparent numbers at Guild Mortgage. It’s great to know that you found the process affordable and beneficial compared to other lenders. Your...
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Kat was very responsive and provided updates through out the process. Thank you!
Reply from Kat Whindleton
March 9th, 2026 07:40 PM
I appreciate your feedback, Joey. I'm pleased to hear that you found my responsiveness and updates helpful throughout the process. Thank you for choosing Guild Mortgage, and I'm here for any future needs you may have.
Kat is responsive, caring, and an ultimate professional!! She is just spectacular - I recommend her to all of my buyers because I know she is always top tier. She's the best - I LOVE her!
Reply from Kat Whindleton
January 19th, 2026 03:45 PM
Thank you so much for sharing your experience, Angelina. I'm grateful for your trust and confidence in my services at Guild Mortgage. Being responsive and caring in each interaction is important to me, and it's wonderful to hear that it makes...
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I am a hard man to impress. The consumer world has really gone downhill after COVID. So you can take this review very seriously. I shopped around a lot, and Kat Whindleton single-handedly won my business with Guild Mortgage. She is an example...
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Kat Whindleton single handedly won my business with your company. She is an example of what hiring the write kind of employess does to obtain and retain customers for a business. When it is time to purchase our next home or refinance, I will...
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Reply from Kat Whindleton
January 12th, 2026 07:18 PM
I'm glad to hear that your experience with Guild Mortgage was so positive, thanks to my services. Your trust and confidence mean a lot, and I look forward to assisting you with your next home purchase or refinance. Thank you for your kind words!...
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Kat is absolutely fantastic and I would recommend her to everyone!
Reply from Kat Whindleton
November 10th, 2025 01:46 PM
I appreciate your recommendation! It was a pleasure to assist you, and I'm glad to hear that you had a positive experience with Guild Mortgage. Thank you for your support!
Kat is an excellent communicator and very knowledgeable!!
Reply from Kat Whindleton
June 7th, 2025 12:46 PM
I'm thrilled to hear that you found the communication and knowledge to be excellent throughout your process. It was a pleasure assisting you with your purchase at Guild Mortgage. Thank you for your kind words!
Kat is amazing, super helpful, hard-working, attentive, proactive, and professional. Made the mortgage experience great. Could not recommend more...
Reply from Owner
February 14th, 2025 04:33 PM
Thank you so much, Brent! I’m so glad I could make your mortgage experience a great one. Your kind words and recommendation mean the world to me. It was a pleasure working with you!
Kat was great to work with and definitely went above and beyond.
Reply from Kat Whindleton
February 14th, 2025 04:36 PM
It was such a pleasure working with you! I’m thrilled I could go the extra mile—wishing you all the best!
Kat made my refinance so easy. Not only did she ensure I got the best rates, she also was able to make all this happen remotely. I was able to refinance easily from the comfort of my home! I will definitely be reaching out to Kat for any of...
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Reply from Kat Whindleton
February 10th, 2025 05:09 PM
Thank you for your thoughtful review! I’m so happy to hear that your refinance process was easy and convenient. Helping my clients secure the best rates and a smooth experience—no matter where they are—is always my goal. I truly appreciate...
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About
Kat Whindleton brings over 20 years of experience in finance, banking, and customer service to her role as a trusted mortgage loan officer. Dedicated to serving clients in Virginia and North Carolina, Kat is known for her expertise in crafting innovative loan solutions tailored to her clients' unique needs and goals. Her passion for delivering exceptional service and her enthusiastic, client-focused approach ensure a seamless mortgage experience from start to finish. With a strong commitment to exceeding expectations, Kat is here to help you achieve your homeownership dreams with confidence and ease.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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Education
- Liberty UniversityFinanceBachelor of Applied Science (BAS)

Positions
- Guild Mortgage - Mortgage Loan OriginatorJan 8th, 2025 - Current
Memberships
- Charlottesville Area Association of Realtors (CAAR)
- Charlottesville Chamber of Commerce
- Fluvanna County Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Licenses
- NMLS# 1231054
Gallery

Achievements
- Charlottesville Area Association of Realtors DEI Council member
Hobbies
- Quality Time with Loved Ones
- Dog Lover
- Travel & Exploring New Places
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Disclaimer
I am authorized to do business in the states of North Carolina and Virginia. (www.nmlsconsumeraccess.org/); NMLS ID: 1231054; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.