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Karla Melgar - Sr Loan Officer | NMLS 186602 in La Plata, MD
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Karla Melgar

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Sr Loan Officer | NMLS 186602

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Karla Melgar (NMLS #186602) is a premier mortgage loan officer and local lending expert in La-Plata, Maryland. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Karla provides comprehensive home fi... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
  • FTP
    N
    Nicole B
    La Plata, MD
    Posted on January 26th, 2021 02:15 PM
    Karla is very thorough and takes the time to explain everything. She responds immediately when I have reached out. She made the re-fi process simple and painless.
  • FTP
    A
    Alexis F
    Clinton, MD
    Posted on January 25th, 2021 07:13 PM
    Working with Karla was great! She was very communicative and always available to answer questions.
  • FTP
    D
    Dedrick W
    Upper Marlboro, MD
    Posted on January 14th, 2021 04:40 PM
    Karla was available ANYTIME! Though I respect everyone's time I did have a few questions that just happened to come up after hours. I called and spoke with her. She answered all of my questions. She was kind and may it clear to call anytime....
    read more
  • FTP
    D
    David L
    Stafford, VA
    Posted on January 11th, 2021 09:24 PM
    Karla is a professional. She handled the process efficiently from beginning to end. I recommend her highly. Dave Lopez
  • FTP
    M
    Marcus T
    UPPER MARLBORO, MD
    Posted on January 11th, 2021 02:24 PM
    Experience a few hiccups during the last part of the mortgage process. Had to provide additional documentation that a few days before settlement we weren't expecting when compared to our last lender. Overall, we received the best rate way before...
    read more
  • FTP
    D
    Deborah W
    Manassas, VA
    Posted on January 10th, 2021 03:14 AM
    Karla is easy to work with and did her best to provide us the best rate and reduced our costs.
  • FTP
    C
    Clifford B
    Clinton, MD
    Posted on January 6th, 2021 05:04 AM
    It don't get better this!
  • FTP
    R
    Randy H
    Upper Marlboro, MD
    Posted on January 5th, 2021 02:47 PM
  • FTP
    M
    Modupe O
    Upper Marlboro, MD
    Posted on January 5th, 2021 11:47 AM
    Karla was great to work with during our loan process. She explained the process to us very early and provided us with great tips on how to get our credit scores up in order to get a better rate. We followed her instructions which in the end...
    read more
  • FTP
    K
    Kris C
    Prince Frederick, MD
    Posted on January 5th, 2021 04:17 AM
    She is prompt courteous and knowledgeable. She is the best
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    About
    Karla Melgar (NMLS #186602) is a premier mortgage loan officer and local lending expert in La-Plata, Maryland. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Karla provides comprehensive home financing solutions with Embrace Home Loans. With over 52 years in mortgage banking and three decades specializing in VA and Builder lending, Karla has the know-how to help guide you in the right direction. Customer satisfaction is Embrace's highest priority, and we are always developing new loan products to fit the individual needs of our borrowers. We even have programs for people with credit scores as low as 580. Contact Karla today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    Mortgage Refinance
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    Year Started

    1983

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 186602
    Videos
    video
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

    ©2024 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us


    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.