Karen Zendels-Hagen at Waterstone Mortgage NM...
Loan Originator
With nearly 30 years in the mortgage industry, Karen Zendels-Hagen brings expertise in mortgage planning, management, and marketing. As a Senior Mortgage Advisor, she goes beyond securing loans, she helps clients strategically integrate the... Show More
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Business Hours
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9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Karen was great to work with, right from the beginning her knowledge and pleasant attitude help us feel we found the right broker to work with. She worked hard to keep us on track financially right up to the closing. My wife was extremely happy...
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Reply from Karen Zendels-Hagen
June 1st, 2026 05:09 PM
I'm grateful for your wonderful feedback, Jesse. It's great to know that my knowledge and attitude helped you and your wife feel confident in the process. I'm pleased to have been a part of your journey and to have been referred to as "your...
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Karen Zendels-Hagen at Waterstone Mortgage NMLS #111165 has received a review with 5 star rating from Ryan
Reply from Owner
March 25th, 2026 02:11 PM
Thank you for the 5-star rating, Ryan. Stay in touch.
My wife and I had a great experience with Waterstone Mortgage, all thanks to Karen Zendels-Hagen, and her team. Karen was so helpful, very knowledgeable about the work she does. Definitely has the experience to make the whole mortgage process...
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Reply from Karen Zendels-Hagen at Waterstone M...
April 1st, 2026 03:47 PM
Thank you, Ryan, for sharing your positive experience. I'm pleased to hear that I could be of assistance throughout the mortgage process and help make it a smooth journey for you and your wife. It’s always my goal to reduce stress and provide...
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Karen was little short of amazing. She was very informative and helped my husband and I through the whole process of home buying. We couldn't have asked for a better lender! Thank you, Karen ☺️
Reply from Karen Zendels-Hagen
March 30th, 2026 01:45 PM
I'm grateful for your kind review, Chloe. Supporting you and your husband throughout the home buying journey was a pleasure. Knowing you felt informed and comfortable with the process is truly rewarding. If you have any questions in the future,...
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Karen makes sure that details are completed ahead of time and is so proactive ! She is by far the most amazing mortage broker I have ever worked with!
Reply from Karen Zendels-Hagen at Waterstone M...
January 6th, 2026 07:08 PM
Thank you for your wonderful feedback! I'm glad to hear that my proactive approach has made a positive impact on your experience. It's rewarding to know that you consider me among the best mortgage brokers you've worked with. If there's anything...
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Karen was very proactive, professional yet personable, and lovely to work with. It was a pleasure working with her to achieve this outcome for my family.
Reply from Karen Zendels-Hagen at Waterstone M...
January 6th, 2026 07:08 PM
Thank you, Alexander, for sharing your kind words. It means a lot to hear that you found my approach both professional and personable. I truly enjoyed working with you and your family, and I'm thrilled that we could achieve such a positive...
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Karen Zendels-Hagen at Waterstone Mortgage NMLS #111165 has received a review with 5 star rating from Anthony M
Reply from Owner
January 8th, 2026 10:48 AM
Thank you for the 5 star rating Anthony!
From start to finish, Karen was amazing. She exceeded all of the deadlines to close quickly. She was also extremely informative and really looked for the best solution for us. She responded to every email and phone call quickly. You are in...
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Reply from Owner
January 8th, 2026 10:48 AM
Dena, thank you for the kind words. I am committed to delivering a world class mortgage experience and it appears that is what you and Anthony experienced. Wishing you many happy years in your new home!
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Karen is amazing ! She is a trusted advisor - Karen has supported a number of transactions for us over the years - my repeat business is a testament to her commitment to client service . Thank you Karen !!
Karen is amazing ! She is a trusted advisor - Karen has supported a number of transactions for us over the years - my repeat business is a testament to her commitment to client service . Thank you Karen !!
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About
With nearly 30 years in the mortgage industry, Karen Zendels-Hagen brings expertise in mortgage planning, management, and marketing. As a Senior Mortgage Advisor, she goes beyond securing loans, she helps clients strategically integrate their mortgage into their overall financial goals. Karen is committed to fast, efficient service, competitive rates, and flexible loan options. Backed by the stability of Waterstone Mortgage, she ensures a smooth and seamless experience. Outside of work, she enjoys traveling with her husband, boating on Florida’s west coast, theater, yoga, and a good pinot noir.
Products & Services
Mortgage Loan Officer
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #111165
Awards
Disclaimer
Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions