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Justin Metzel - First Commonwealth Mortgage
Senior Mortgage Loan Originator | NMLS# 2143447
Justin’s focus is making the home buying process easy, whether customers are looking for their first home or their forever home. Justin is well-versed in all loan types including FHA, Conventional, VA, USDA and Construction. His goal is to ... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
He listen to the situation that we were dealing with and figuerd the best financial plan that would help us the most.
Reply from Justin Metzel
September 16th, 2025 01:47 PM
It was a pleasure to assist you in finding the best financial plan to fit your situation, John. Listening carefully to your needs and working out a solution that benefits you was important to me. If there's anything else you need or further...
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I have purchased 8 homes in the last 46 years. and I have to honestly say working with Justin Metzel is the best service I have ever had with a mortgage representative. Justin kept me informed by text and email every step of the way. All his...
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Reply from Justin Metzel
September 11th, 2025 01:39 PM
I'm genuinely grateful for your thoughtful words. It means a lot to know that I could provide you with the best service experience in your extensive history of home purchases. Keeping you informed at every stage was essential to ensure clarity...
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Justin is a professional and great to work with!
Reply from Justin Metzel
September 11th, 2025 01:40 PM
It's great to hear you found me professional and enjoyed working with me, Ognjen. I strive to make every interaction positive, and your feedback means a lot. If you need any further assistance or have questions in the future, please feel free...
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justin communicated all the important information timely and easily understood
Reply from Justin Metzel
August 29th, 2025 01:58 PM
I'm grateful for your feedback, Skylynn. It's important to me that I communicate information in a clear and timely manner, so I’m glad to hear you found it easy to understand. If there’s anything else you need or any questions arise, feel free...
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Justin was not here to sell me a loan, He was here to make sure my entire process was smooth, that I was informed and treated the loan process with the care he would his own.
Reply from Justin Metzel
August 28th, 2025 12:57 PM
Thank you for sharing your experience, Matthew. It was important to me that your loan process felt smooth and well-informed, and I'm glad to hear that resonated with you. Treating each client's journey with the care I would give my own is something...
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Justin was hands down the best part of my home buying process. His communication was excellent—always clear, prompt, and professional. He explained everything in superb detail, making sure I fully understood each step. What really stood out...
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Reply from Justin Metzel
August 19th, 2025 03:46 PM
Thank you for your wonderful review, Julia. I'm truly pleased to hear that my communication and thoroughness made your home buying journey smoother and less stressful. Making sure you understood each step and felt confident in your decisions...
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Justin was in communication through out the whole process. Lept me updated, and was dil about the timing around closing time.
Reply from Justin Metzel
August 18th, 2025 02:24 PM
Thank you, Ralph, for taking the time to share your thoughts. I'm glad to hear that my ongoing communication and updates were helpful throughout the process. It's important to me that timing around closing is well understood, and I'm pleased...
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Justin makes every client feel like they're his only client He's knowledgeable and attentive, calling or returning our calls any day at any time. I joked that he must work 24/7/365. His response was that he knew this when he took the job, and...
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Reply from Justin Metzel
August 15th, 2025 04:37 PM
Thank you, Jill, for your thoughtful review. I'm truly pleased to hear that you felt valued and well-supported throughout the process. Providing that level of attention and commitment is something I take to heart, and it's rewarding to know...
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Communication was excellent.
Reply from Justin Metzel
August 13th, 2025 01:27 PM
I’m pleased to hear that you found the communication excellent. Ensuring clear and effective communication is something I strive for with each client. If there’s anything further I can assist you with, feel free to reach out!
The many questions I had were answered and the process was explained. Walked through how things were going to go and how long it would take. Was a great experience for a new home buyer.
Reply from Justin Metzel
July 31st, 2025 09:37 PM
I'm glad I could make your home buying process a positive experience, Octavia. Answering all your questions and walking you through each step was my priority, especially knowing how important clarity and guidance are for new home buyers. Thank...
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About
Justin’s focus is making the home buying process easy, whether customers are looking for their first home or their forever home. Justin is well-versed in all loan types including FHA, Conventional, VA, USDA and Construction. His goal is to build relationships with all his customers through high-quality service as he walks them through all the steps of the financing process. While not working, Justin enjoys spending time outdoors or being with family and friends. He holds a Finance degree from Youngstown State University.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Construction Loan
Bridge Loans
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional Financing
FHA Financing
VA Financing
USDA Financing
OHFA Down Payment assistance
Construction Financing
HELOC / HELOAN
Bridge Loans
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Memberships
- Mahoning Valley Young Professionals
- The Steak Club Foundation
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 2143447
Achievements
- Mortgage Bankers Associations - School of Mortgage Banking I
Hobbies
- Music
- Hiking
- Golfing
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Disclaimer
First Commonwealth Mortgage NMLS # 479240 | Individual NMLS # 2143447