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Justin Metzel - First Commonwealth Mortgage
Senior Mortgage Loan Originator | NMLS# 2143447
Justin’s focus is making the home buying process easy, whether customers are looking for their first home or their forever home. Justin is well-versed in all loan types including FHA, Conventional, VA, USDA and Construction. His goal is to ... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
The personal attention he put into this far exceeded my expectations. I found myself calling him at 9pm at night hoping to leave a message for him, and he answered and took care of my questions, you couldnt find another banker to do this.
Reply from Justin Metzel
December 20th, 2025 08:25 PM
I truly appreciate your kind words! Being available to answer your questions, even at late hours, is part of my commitment to providing personal attention throughout the process. I'm glad to hear that the service you received exceeded your...
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He was extremely helpful, knowledgeable and did everything he could to help us. This was not our first buying experience however he made this experience very special and memorable. He is the best!
Reply from Justin Metzel
December 10th, 2025 02:40 PM
I'm grateful for your kind words, Ashley. It's great to hear that this buying experience stood out for you, especially as someone who's been through the process before. Ensuring you felt supported and informed was my goal, and your feedback...
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Great communication and made feel like we are able to understand the entire process from start to finish
Reply from Justin Metzel
December 10th, 2025 02:40 PM
I’m glad you felt well-informed and confident throughout the entire process, Eric. Effective communication is something I strive for, as it can make a significant difference in navigating these steps. If you ever have more questions or need...
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made the entire refinance process the easiest I've ever had in my life very responsive and is always looking out for his clients
Reply from Justin Metzel
December 6th, 2025 08:50 PM
I'm glad to hear that the refinancing process felt straightforward for you, Nicholas. Being responsive and looking out for my clients are key priorities for me. If there’s anything more I can assist you with in the future, feel free to reach...
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working with Justin was great! he kept us informed throughout the whole process and got everything done ahead of schedule. i would highly recommend him to friends and family.
Reply from Justin Metzel
November 28th, 2025 09:12 PM
I'm pleased to hear you had a great experience, Hannah. Keeping you informed and completing the process ahead of schedule were important to me. Your recommendation means a lot, and I'm here if you or anyone you know needs assistance in the...
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Justin was a true professional with every aspect of obtaining my home loan. He answered every call and question, was very accommodating and pleasant to deal with. he made the entire process seamless and go through without any problems I would...
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Reply from Justin Metzel
November 26th, 2025 02:38 PM
Your feedback means a lot to me, Brian. I'm pleased to hear that you found the home loan process seamless and accommodating. It was my goal to ensure everything went smoothly for you. If you need assistance again in the future, don't hesitate...
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I've never had a better experience dealing with a young professional. Justin was absolutely on it. Buying a home is a stressful time but to smile when you see your loan officer call is a game changer. My advice is promote him directly to CEO...
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Reply from Justin Metzel
November 26th, 2025 12:45 AM
It's great to hear that your experience was so positive, Brandon. I'm pleased to know that my approach could bring you some ease during the home buying process. Your kind word certainly brought a smile! If there's anything I can assist you...
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I've never had a better experience dealing with a young professional. Justin was absolutely on it. Buying a home is a stressful time but to smile when you see your loan officer call is a game changer. My advice is promote him directly to CEO...
read more
Reply from Justin Metzel
November 26th, 2025 12:45 AM
It's great to hear that your experience was so positive, Brandon. I'm pleased to know that my approach could bring you some ease during the home buying process. Your kind word certainly brought a smile! If there's anything I can assist you...
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Working with Justin was absolutely amazing. He worked fast and professionally. Wonderful communication. Helped me get with the at home in youngstown program. He truly did an amazing job helping me, I would recommend him a million and 1 times....
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Reply from Justin Metzel
November 24th, 2025 01:45 PM
I'm truly glad to hear your positive feedback, Liz! It was my pleasure to assist you and ensure everything moved swiftly and smoothly, especially with the At Home in Youngstown program. Your kind words about my communication and professionalism...
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Justin worked with us on every step along the way and was available at all hours to answer questions and ensure we closed well ahead of schedule.
Reply from Justin Metzel
November 21st, 2025 01:43 PM
Your review is greatly appreciated, Anthony. I'm pleased I could support you at every step and be readily available whenever you needed assistance. Ensuring an early closing was an important goal, and I'm glad we achieved it together. If there's...
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About
Justin’s focus is making the home buying process easy, whether customers are looking for their first home or their forever home. Justin is well-versed in all loan types including FHA, Conventional, VA, USDA and Construction. His goal is to build relationships with all his customers through high-quality service as he walks them through all the steps of the financing process. While not working, Justin enjoys spending time outdoors or being with family and friends. He holds a Finance degree from Youngstown State University.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Construction Loan
Bridge Loans
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional Financing
FHA Financing
VA Financing
USDA Financing
OHFA Down Payment assistance
Construction Financing
HELOC / HELOAN
Bridge Loans
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Memberships
- Mahoning Valley Young Professionals
- The Steak Club Foundation
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 2143447
Achievements
- Mortgage Bankers Associations - School of Mortgage Banking I
Hobbies
- Music
- Hiking
- Golfing
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Disclaimer
First Commonwealth Mortgage NMLS # 479240 | Individual NMLS # 2143447