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Justin Lackey - USA Mortgage - Mortgage Loan Originator in Columbia, MO

Justin Lackey - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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Reviews from Web
  • Zillow
    B
    Beburgett1
    Jefferson City, MO
    Posted on May 21st, 2019 12:00 AM
    Justin and Kelly did a great job walking us through the home buying process. They were very informative and helpful throughout the entirety of the loan process. Justin truly cares about what is best for each individual that is applying for...
    read more
  • Zillow
    M
    Marisa B
    Jefferson City, MO
    Posted on May 20th, 2019 12:00 AM
    Justin was amazing with my husband and I. He helped with through every step of the way and never forgot anything! He made a not so fun process be really fun. He was patient with us and all the questions we had. He was always quick at responding....
    read more
  • agent
    A
    Amber B
    Posted on May 8th, 2019 07:08 PM
    Justin was amazing to work with. He was knowledgeable and really went the extra mile. We really enjoyed our house buying experience thanks to him.
  • google
    S
    Stephannie L
    Posted on May 1st, 2019 07:23 PM
    Terry is extremely knowledgeable and puts your personal agenda at the top! He does a great job assisting in the process and answering all questions. Additionally, he is ON IT! You never have to wait on him or wonder what's going on. His communication...
    read more
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Thank you so much for trusting me to handle your home loan process! Congratulations and I look forward to working together again in the future.
  • google
    S
    Stephannie L
    Posted on May 1st, 2019 07:23 PM
    Terry is extremely knowledgeable and puts your personal agenda at the top! He does a great job assisting in the process and answering all questions. Additionally, he is ON IT! You never have to wait on him or wonder what's going on. His communication...
    read more
    Reply from Owner
    May 4th, 2019 05:47 PM
    Thank you so much for trusting me to handle your home loan process! Congratulations and I look forward to working together again in the future.
  • Encompass
    E
    Evelyn D
    Mexico, MO
    Posted on April 26th, 2019 09:42 PM
    He is very helpful amazing and very possitive to help you..and he did a great job.we thankful for him..
  • Zillow
    A
    Amber M
    Richmond, MO
    Posted on April 26th, 2019 12:00 AM
    Justin was absolutely amazing to work with. He was there to answer any questions and walk us through things step by step. Not only did he do an amazing job with all the loan stuff he really put time into understanding our needs. I will be recommending...
    read more
  • Encompass
    K
    Kaitlyn G
    Boonville, MO
    Posted on April 23rd, 2019 02:24 PM
    Justin had great communication and was very knowledgeable about home financing. He made getting a conventional mortgage a breeze for a first time home buyer who knew next to nothing about the home loan process. He is a very kind and friendly...
    read more
  • Encompass
    D
    Douglas C
    Columbia, MO
    Posted on April 20th, 2019 02:53 PM
    Justin was amazing to work with, He answer all of our questions immediately, he made him self readily available and even gave us his personal cell number for contact. Justin made the whole process stress free and easy.
  • Encompass
    L
    Lauren C
    Columbia, MO
    Posted on April 19th, 2019 11:51 PM
    Justin made our home loan process effortless. He provided excellent advice & was professional yet personable. I am so glad we went with Justin for our first home!
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgages, Home Loans, Rate-Term Refinance, Cash-Out Refinances, New Construction Loans
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    Conventional Loans
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    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Positions
    • USA Mortgage - Mortgage Banker/Loan Originator
      Feb 1st, 2018 - Current
    Memberships
    • Columbia Board of Realtors
    • Jefferson City Board of Realtors
    • Chamber of Commerce
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    Addresses and Serving Areas

    Year Started

    2018

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 1724051
    Awards
    Top Producer Quarter 3
    Top Producer Quart...
    Achievements
    • Customer Service Award 2021
    Hobbies
    • Fishing
    • Sports, Outdoors, Hiking, Fishing, Wight Lifting
    • Outdoors
    • View All
    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.