

Justin Lackey - USA Mortgage
Mortgage Loan Originator

Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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Justin and Kelly did a great job walking us through the home buying process. They were very informative and helpful throughout the entirety of the loan process. Justin truly cares about what is best for each individual that is applying for...
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Justin was amazing with my husband and I. He helped with through every step of the way and never forgot anything! He made a not so fun process be really fun. He was patient with us and all the questions we had. He was always quick at responding....
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Justin was amazing to work with. He was knowledgeable and really went the extra mile. We really enjoyed our house buying experience thanks to him.
Terry is extremely knowledgeable and puts your personal agenda at the top! He does a great job assisting in the process and answering all questions. Additionally, he is ON IT! You never have to wait on him or wonder what's going on. His communication...
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Reply from Justin Lackey - USA Mortgage
November 6th, 2025 11:40 AM
Thank you so much for trusting me to handle your home loan process! Congratulations and I look forward to working together again in the future.
Terry is extremely knowledgeable and puts your personal agenda at the top! He does a great job assisting in the process and answering all questions. Additionally, he is ON IT! You never have to wait on him or wonder what's going on. His communication...
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Reply from Owner
May 4th, 2019 05:47 PM
Thank you so much for trusting me to handle your home loan process! Congratulations and I look forward to working together again in the future.
He is very helpful amazing and very possitive to help you..and he did a great job.we thankful for him..
Justin was absolutely amazing to work with. He was there to answer any questions and walk us through things step by step. Not only did he do an amazing job with all the loan stuff he really put time into understanding our needs. I will be recommending...
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Justin had great communication and was very knowledgeable about home financing. He made getting a conventional mortgage a breeze for a first time home buyer who knew next to nothing about the home loan process. He is a very kind and friendly...
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Justin was amazing to work with, He answer all of our questions immediately, he made him self readily available and even gave us his personal cell number for contact. Justin made the whole process stress free and easy.
Justin made our home loan process effortless. He provided excellent advice & was professional yet personable. I am so glad we went with Justin for our first home!
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About
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgages, Home Loans, Rate-Term Refinance, Cash-Out Refinances, New Construction Loans
FHA Loans
NoDown
LowDown
$5,000 Guarantee
USAdvantage
Possibility Protection
Conventional Loans
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Positions
- USA Mortgage - Mortgage Banker/Loan Originator Feb 1st, 2018 - Current
Memberships
- Columbia Board of Realtors
- Jefferson City Board of Realtors
- Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1724051
Awards
Top Producer Quart...
Achievements
- Customer Service Award 2021
Hobbies
- Fishing
- Sports, Outdoors, Hiking, Fishing, Wight Lifting
- Outdoors
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Disclaimer
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