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Justin Lackey - USA Mortgage - Mortgage Loan Originator in Columbia, MO

Justin Lackey - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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  • Encompass
    C
    Cynthia A
    Columbia, MO
    Posted on January 17th, 2020 12:09 PM
    I was married for 43 years and my husband passed away several months ago. My husband always took care of financial issues so the process of financing of my new home was new to me and very emotional. As Justin and I went through the loan process...
    read more
  • Encompass
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    Steven G
    Columbia, MO
    Posted on January 14th, 2020 08:46 PM
    Mostly the communication by Justin and his willingness to keep me informed to do whatever was necessary to get the job done. Thanks Justin.
  • Encompass
    H
    Hector G
    Columbia, MO
    Posted on January 6th, 2020 01:07 PM
    His very helpful, provides all the information we need and helps understand the prosses of it as well.
  • Encompass
    K
    Kelsey J
    Columbia, MO
    Posted on January 3rd, 2020 10:05 PM
    Justin is definitely the person to go to for home buying or refinancing. We just refinanced our home and Justin made everything so easy and less stressful. Communication is a huge deal and whenever we had a question, Justin answered it immediately....
    read more
  • Encompass
    D
    David J
    Columbia, MO
    Posted on January 1st, 2020 01:00 PM
    The greatest things were the communication from justin was flawless. He gave amazing direction that made any hurdles we had to get over an effortless task. He knew what had to be done and gave step by step instructions to the letter. I was...
    read more
  • Zillow
    G
    Gutierrezhectore
    Columbia, MO
    Posted on December 31st, 2019 12:00 AM
    For our first experience buying a home i have to say it was good, Justin explained everything really well and he is very helpful on telling how things work and makes ut much easier, highly recommend him.
  • Encompass
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    Erica C
    Boonville, MO
    Posted on December 18th, 2019 07:21 PM
    Justin lackey was a delight to work with. Always encouraging and his promt communication and willingness just to give an ear made my home buying process excellent.
  • Zillow
    A
    Andrew G
    Cedar Hill, MO
    Posted on December 10th, 2019 12:00 AM
    Justin and his team are quick to respond to any inquiry, have a wealth of knowledge at the ready, and will do research into any topic they don't have information readily available on. They do not guess, they do not make conjectures, they will...
    read more
  • Encompass
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    Justin S
    Boonville, MO
    Posted on November 28th, 2019 03:10 PM
    Justin made the home loan process a breeze. Always getting me the documents fast and getting them approved just as fast.
  • Zillow
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    Justin S
    Posted on November 26th, 2019 05:35 AM
    Justin made the home buying process so easy for a first time home buyer. He got everything to me in a timely manner and walked me through each step of the loan process. Would definitely recommend.
    Reply from Justin Lackey - USA Mortgage
    November 6th, 2025 11:40 AM
    Thank you Justin!!
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgages, Home Loans, Rate-Term Refinance, Cash-Out Refinances, New Construction Loans
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    Conventional Loans
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    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Positions
    • USA Mortgage - Mortgage Banker/Loan Originator
      Feb 1st, 2018 - Current
    Memberships
    • Columbia Board of Realtors
    • Jefferson City Board of Realtors
    • Chamber of Commerce
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    Addresses and Serving Areas

    Year Started

    2018

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 1724051
    Awards
    Top Producer Quarter 3
    Top Producer Quart...
    Achievements
    • Customer Service Award 2021
    Hobbies
    • Fishing
    • Sports, Outdoors, Hiking, Fishing, Wight Lifting
    • Outdoors
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    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.