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Justin Lackey - USA Mortgage - Mortgage Loan Originator in Columbia, MO

Justin Lackey - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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  • Encompass
    I
    Irl H
    Hallsville, MO
    Posted on May 27th, 2020 02:15 PM
    Justin appreciated our level of understanding and explained everything in detail. He was also respectful of my difficult time schedule.
  • Encompass
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    William J
    Columbia, MO
    Posted on May 22nd, 2020 09:56 PM
    Super easy process. Justin got it all right the first time.
  • Zillow
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    Idlewoman
    Bolivar, MO
    Posted on May 21st, 2020 12:00 AM
    Justin handled all the necessary paperwork in a professional and timely manner even with all the limitations and frustrations of doing business during this pandemic. Although he had to transition to home to do his job in the middle of the process...
    read more
  • FTP
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    Bonnie P
    Centralia, MO
    Posted on May 16th, 2020 03:20 PM
    Justin communicated with us every step of the way! He wasn't pushy and didn't pressure us. He was upbeat and positive and we appreciated everything he did for us!
  • Zillow
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    Blocher8
    Centralia, MO
    Posted on May 5th, 2020 12:00 AM
    Justin was incredible! I know he has tons of clients to take care of, but he made us feel like we were his only concern the entire process! As first-time home buyers, we had no clue where to begin. He answered my (tons) of questions (even multiple...
    read more
  • Zillow
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    Gentry P
    Centralia, MO
    Posted on April 30th, 2020 12:00 AM
    Justin was fantastic to work with. This was our first experience purchasing a home, and my wife and I were extremely pleased with Justin’s service. He was knowledgeable, punctual, and easy to get a hold of any time we had questions or concerns....
    read more
  • Encompass
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    Erin M
    Bolivar, MO
    Posted on April 29th, 2020 06:10 PM
    Justin was incredible to work with! He listened to our wants and needs and got to know my husband and I personally to better serve us. He was always easy to get into contact with no matter what time of day it was. We loved working with Justin...
    read more
  • agent
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    Nick G
    Posted on April 29th, 2020 01:00 PM
    Justin made this process very easy and simple and stress free
  • Encompass
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    Hayden T
    Columbia, MO
    Posted on April 29th, 2020 11:12 AM
    Justin made this very easy and smooth, he would send me the paper work needed and he would explain what each of them were. Justin made this process go a lot better then i ever could have imagined, i will definitely tell anybody that i know...
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  • Zillow
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    Hdthomas03
    Columbia, MO
    Posted on April 24th, 2020 12:00 AM
    I just turned 20 in the middle of this whole process, i didnt honestly know anything about the house buying process but Justin just made it real easy, he was alway real patient with me and worked really hard and made this process so much easier...
    read more
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgages, Home Loans, Rate-Term Refinance, Cash-Out Refinances, New Construction Loans
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    Conventional Loans
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    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Positions
    • USA Mortgage - Mortgage Banker/Loan Originator
      Feb 1st, 2018 - Current
    Memberships
    • Columbia Board of Realtors
    • Jefferson City Board of Realtors
    • Chamber of Commerce
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    Addresses and Serving Areas

    Year Started

    2018

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 1724051
    Awards
    Top Producer Quarter 3
    Top Producer Quart...
    Achievements
    • Customer Service Award 2021
    Hobbies
    • Fishing
    • Sports, Outdoors, Hiking, Fishing, Wight Lifting
    • Outdoors
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    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.