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Justin Guthrie - Loan Officer in San Diego, CA

Justin Guthrie

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Loan Officer

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Since entering the mortgage industry in September 2021, I have focused on guiding borrowers through their most significant financial decisions. Licensed as a Mortgage Loan Officer since June 2022, I specialize in helping real estate investo...... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Overall Ratings
4.92
(14)
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Reviews from Web
  • 5.0
    LendingPad
    N
    Norberto H
    Dover, NJ
    Posted on June 10th, 2026 07:16 PM
    Justinand team are knowledgeable and always have a solution/product to fit your needs. After the process begins Justin and team keep communications open and follow constantly, making the process easy and convenient all the way through closing...
    read more
    Reply from Justin Guthrie
    June 12th, 2026 07:17 PM
    Norberto, I appreciate your kind words regarding my team's knowledge and communication throughout the process. I'm glad to hear that we could make your experience easy and convenient from start to finish. Thank you for choosing Griffin Funding...
    read more
  • 5.0
    LendingPad
    I
    Iryna D
    Corpus Christi, TX
    Posted on June 6th, 2026 10:10 AM
    ⭐⭐⭐⭐⭐ Justin was excellent to work with throughout the loan process.Justin was professional, knowledgeable, and very responsive. He made the loan process easy to understand and was always available when I needed assistance. I highly recommend...
    read more
    Reply from Justin Guthrie
    June 8th, 2026 02:06 PM
    Iryna, I'm grateful for your wonderful feedback and happy to hear that you found the loan process smooth and understandable. It’s nice to know my professionalism and responsiveness made a positive impact. Thank you for your recommendation and...
    read more
  • 5.0
    LendingPad
    S
    Sam M
    Canton, MA
    Posted on May 28th, 2026 08:33 PM
    i've been a real estate investor as well as a Broker for over 22 years and been part of over 1000 transactions and Justin was as knowledgeable as anyone i've dealt with. He and his staff did a great job!
    Reply from Justin Guthrie
    June 1st, 2026 01:59 PM
    Sam, I appreciate your kind words and am pleased to hear that you found my knowledge and service on par with your extensive experience. It's great to know that both my team and I met your expectations. Thank you for trusting Griffin Funding...
    read more
  • 3.83
    LendingPad
    B
    Barbara J
    Jacksonville, FL
    Posted on May 22nd, 2026 10:15 AM
    Paying more attention to detail so the client stress is much less.
  • 5.0
    LendingPad
    N
    Nima A
    Tampa, FL
    Posted on May 16th, 2026 03:01 PM
    justin is an excellent communicator and walked through the entire process of the loan , all and any questions were taken car of quickly . Highly recommend!
    Reply from Justin Guthrie
    May 18th, 2026 03:01 PM
    Nima, I'm grateful for your kind words about my communication and the loan process. It's great to know that all your questions were addressed promptly. Thank you for recommending me and choosing Griffin Funding!
  • 5.0
    LendingPad
    L
    Lorenzo F
    Sebastian, FL
    Posted on May 16th, 2026 01:40 PM
    Justin responds immediately to my concerns and questions and was very friendly
    Reply from Justin Guthrie
    May 18th, 2026 01:41 PM
    Lorenzo, I'm pleased to know that my responsiveness and friendliness made a positive impact. I'm grateful for your feedback and thank you for choosing Griffin Funding.
  • 5.0
    LendingPad
    M
    Michael H
    Phoenix, AZ
    Posted on May 13th, 2026 03:48 PM
    Justin really took care of us, and our situation wasn't easy. Thanks for the help, and thanks for being so professional with a more complicated transaction!
    Reply from Justin Guthrie
    May 13th, 2026 04:11 PM
    Michael, I'm grateful for your kind words and pleased to have been able to assist with your cash-out refinance. It's good to know that my support was helpful in navigating your more complicated transaction. Thank you for choosing Griffin Funding!...
    read more
  • 5.0
    LendingPad
    S
    Stefan S
    Jensen Beach, FL
    Posted on May 10th, 2026 03:02 PM
    Seamless high quality service from start to finish.
    Reply from Justin Guthrie
    May 12th, 2026 03:03 PM
    Stefan, I'm glad to hear that you found the service seamless and high quality from start to finish. I appreciate your kind words and thank you for choosing Griffin Funding for your purchase.
  • 5.0
    LendingPad
    C
    Corcoran P
    Lufkin, TX
    Posted on May 7th, 2026 10:51 PM
    Justin was great and always communicating with me
    Reply from Justin Guthrie
    May 7th, 2026 11:02 PM
    Corcoran, I appreciate your kind words. I'm glad I could provide clear communication throughout the process. Thank you for choosing Griffin Funding!
  • 5.0
    LendingPad
    J
    James M
    Washington, PA
    Posted on May 7th, 2026 08:51 PM
    Justin worked hard to get us a loan that fit our needs.
    Reply from Justin Guthrie
    May 7th, 2026 09:03 PM
    Thanks so much for the review Jim. It was a pleasure working with you and your wife and appreciate you working with me and my team to reach the finish line!
  • 10 of 14
    About
    Since entering the mortgage industry in September 2021, I have focused on guiding borrowers through their most significant financial decisions. Licensed as a Mortgage Loan Officer since June 2022, I specialize in helping real estate investors and self-employed individuals secure financing tailored to their unique profiles. With expert knowledge of DSCR loans for investment properties and bank statement loans for entrepreneurs, I work closely with every client to ensure they understand their options. My approach is built on education and transparency, ensuring a smooth journey from application to closing. Whether you are growing an investment portfolio or buying a home, I am here to make your path to ownership clear and achievable.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    Qualified Mortgage Pre-Approvals
    Non-QM
    Bank Statement Loans
    Specialities
    QM and Non-QM mortgages such as DSCR loans for investment properties, bank statement loans
    136
    /850
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    Positions
    • Griffin Funding - Mortgage Loan Officer
      Sep 12th, 2022 - Current
    Addresses and Serving Areas

    Year Started

    2022

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 2328091
    Achievements
    • Licensed in CA, CO, FL, GA, TX & PA for primary residences and 2nd homes. DSCR in 46 states
    Hobbies
    • Anything outdoors, hiking, playing sports, going to sporting events and spending time with my 2 dogs
    Disclaimer
    Griffin Funding. NMLS 1120111. VA Approved Lender ID: 9088650000. State Licensing: https://griffinfunding.com/state-licensing/.  Equal Housing Opportunity Lender. All Rights Reserved. NMLS Consumer Access. Corporate Office 2445 Fifth Ave, Suite 300, San Diego, CA 92101. (888) 721-0003.