

Justin Guthrie
Loan Officer

Since entering the mortgage industry in September 2021, I have focused on guiding borrowers through their most significant financial decisions. Licensed as a Mortgage Loan Officer since June 2022, I specialize in helping real estate investo...... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Justinand team are knowledgeable and always have a solution/product to fit your needs. After the process begins Justin and team keep communications open and follow constantly, making the process easy and convenient all the way through closing...
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Reply from Justin Guthrie
June 12th, 2026 07:17 PM
Norberto, I appreciate your kind words regarding my team's knowledge and communication throughout the process. I'm glad to hear that we could make your experience easy and convenient from start to finish. Thank you for choosing Griffin Funding...
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⭐⭐⭐⭐⭐ Justin was excellent to work with throughout the loan process.Justin was professional, knowledgeable, and very responsive. He made the loan process easy to understand and was always available when I needed assistance. I highly recommend...
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Reply from Justin Guthrie
June 8th, 2026 02:06 PM
Iryna, I'm grateful for your wonderful feedback and happy to hear that you found the loan process smooth and understandable. It’s nice to know my professionalism and responsiveness made a positive impact. Thank you for your recommendation and...
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i've been a real estate investor as well as a Broker for over 22 years and been part of over 1000 transactions and Justin was as knowledgeable as anyone i've dealt with. He and his staff did a great job!
Reply from Justin Guthrie
June 1st, 2026 01:59 PM
Sam, I appreciate your kind words and am pleased to hear that you found my knowledge and service on par with your extensive experience. It's great to know that both my team and I met your expectations. Thank you for trusting Griffin Funding...
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Paying more attention to detail so the client stress is much less.
justin is an excellent communicator and walked through the entire process of the loan , all and any questions were taken car of quickly . Highly recommend!
Reply from Justin Guthrie
May 18th, 2026 03:01 PM
Nima, I'm grateful for your kind words about my communication and the loan process. It's great to know that all your questions were addressed promptly. Thank you for recommending me and choosing Griffin Funding!
Justin responds immediately to my concerns and questions and was very friendly
Reply from Justin Guthrie
May 18th, 2026 01:41 PM
Lorenzo, I'm pleased to know that my responsiveness and friendliness made a positive impact. I'm grateful for your feedback and thank you for choosing Griffin Funding.
Justin really took care of us, and our situation wasn't easy. Thanks for the help, and thanks for being so professional with a more complicated transaction!
Reply from Justin Guthrie
May 13th, 2026 04:11 PM
Michael, I'm grateful for your kind words and pleased to have been able to assist with your cash-out refinance. It's good to know that my support was helpful in navigating your more complicated transaction. Thank you for choosing Griffin Funding!...
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Seamless high quality service from start to finish.
Reply from Justin Guthrie
May 12th, 2026 03:03 PM
Stefan, I'm glad to hear that you found the service seamless and high quality from start to finish. I appreciate your kind words and thank you for choosing Griffin Funding for your purchase.
Justin was great and always communicating with me
Reply from Justin Guthrie
May 7th, 2026 11:02 PM
Corcoran, I appreciate your kind words. I'm glad I could provide clear communication throughout the process. Thank you for choosing Griffin Funding!
Justin worked hard to get us a loan that fit our needs.
Reply from Justin Guthrie
May 7th, 2026 09:03 PM
Thanks so much for the review Jim. It was a pleasure working with you and your wife and appreciate you working with me and my team to reach the finish line!
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About
Since entering the mortgage industry in September 2021, I have focused on guiding borrowers through their most significant financial decisions. Licensed as a Mortgage Loan Officer since June 2022, I specialize in helping real estate investors and self-employed individuals secure financing tailored to their unique profiles. With expert knowledge of DSCR loans for investment properties and bank statement loans for entrepreneurs, I work closely with every client to ensure they understand their options. My approach is built on education and transparency, ensuring a smooth journey from application to closing. Whether you are growing an investment portfolio or buying a home, I am here to make your path to ownership clear and achievable.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Bank Statement Loans
Specialities
QM and Non-QM mortgages such as DSCR loans for investment properties, bank statement loans
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Positions
- Griffin Funding - Mortgage Loan OfficerSep 12th, 2022 - Current
Addresses and Serving Areas
Year Started
2022
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 2328091
Achievements
- Licensed in CA, CO, FL, GA, TX & PA for primary residences and 2nd homes. DSCR in 46 states
Hobbies
- Anything outdoors, hiking, playing sports, going to sporting events and spending time with my 2 dogs
Disclaimer
Griffin Funding. NMLS 1120111. VA Approved Lender ID: 9088650000. State Licensing: https://griffinfunding.com/state-licensing/. Equal Housing Opportunity Lender. All Rights Reserved. NMLS Consumer Access. Corporate Office 2445 Fifth Ave, Suite 300, San Diego, CA 92101. (888) 721-0003.