
Julie Smallwood
Senior Mortgage Banker

My goal is to exceed any and all expectations of the loan process and offer the highest level of customer service. I am upfront, honest, and known to under promise and over deliver.
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The lenders were extremely helpful and considerate. They answere all our questions promptly and to our satisfaction. They looked out for our interest and did research on our behalf.
After taking possession the electricity and water were turned off at the property. This made moving in very difficult. Future customers may want this looked in so that the utilities are switched to their account. The cost may be a part of closing...
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The lenders were extremely helpful and considerate. They answere all our questions promptly and to our satisfaction. They looked out for our interest and did research on our behalf.
Julie is very professional at what she does and very thorough she helped me out and walk me through the process step by step. It was a great pleasure to work with someone so professional and caring. I look forward to working with her again...
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Julie from Atlantic Bay is the best! Can’t thank her and Ronda (our realtor) enough for helping us get our dream house. Very responsive! We are forever grateful.
We can’t thank Julie enough for helping us get our Dream house. She went above and beyond, very responsive and answered all our questions. Who would have thought that new immigrants like us, who just arrived in the US and stayed not even for...
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Julie from Atlantic Bay is the best! Can’t thank her and Ronda (our realtor) enough for helping us get our dream house. Very responsive! We are forever grateful.
Julie is literally the most competent, most thoughtful, kindest person I have EVER dealt with in the mortgage world, and this is my fifth rodeo. I would NEVER EVER go to anyone else after this experience.
Best home buying experience of my life!
Julie was such a blessing to have in our corner during our home buying experience. Our home buying experience lasted 3 years and Julie was always there to help in anyway possible. Julie is very knowledgeable and I would hope everyone has a...
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About
My goal is to exceed any and all expectations of the loan process and offer the highest level of customer service. I am upfront, honest, and known to under promise and over deliver.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Home Renovation Loan
Mortgage Refinance
Medical Professional Mortgages
Fixed Rate Mortgages
USDA Loans
Self-Employed Mortgages
Ground-Up Construction Loans
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Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1074434
- Licensed in VA
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.