Julie Smallwood
Senior Mortgage Banker
My goal is to exceed any and all expectations of the loan process and offer the highest level of customer service. I am upfront, honest, and known to under promise and over deliver.
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Thank you for your patience and for correcting the issues on my credit reports due to the deed in lieu of foreclosure.
Reply from Julie Smallwood
June 28th, 2024 03:53 PM
I am thrilled to hear that you had a positive experience with Atlantic Bay Mortgage Group. Your kind words and the perfect 5-star review truly mean a lot to me. I’m glad that I was able to assist you in correcting the issues on your credit...
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Julie, you and your Team are incredible at what you do and a true pleasure to work with. The communication was clear and consistent throughout the entire process. You all were able to get me a great rate and had everything approved through...
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Reply from Julie Smallwood
May 28th, 2024 03:28 PM
Keith, thank you so much for this wonderful review! It's fantastic to hear that you had such a positive experience with our team at Atlantic Bay Mortgage Group. Clear communication is indeed a priority for us, and it's great to know that you...
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Julie kept me informed and was there to answer all my questions anytime. She always had a quick response and was very friendly. Thanks so much for a smooth experience.
Reply from Julie Smallwood
May 20th, 2024 02:12 PM
Thank you so much, Charlotte, for the wonderful review. I'm really happy to hear that you had a smooth experience with us at Atlantic Bay Mortgage Group. It was a pleasure answering all your questions and keeping you informed throughout the...
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Dealing with Julie was like dealing with a favorite family member. I'm more than grateful for all her help. She along with Andrew Costa are truly a dream team!!
Reply from Julie Smallwood
May 20th, 2024 02:14 PM
I'm overjoyed to hear such positive feedback, Sandra! It always brings me happiness to be compared to a favorite family member. That's exactly the kind of relationship I aim to build with all my clients. I'm thrilled to know that Andrew and...
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Julie was always available. Always responded our questions. She made us feel comfortable and secured about everything we were doing.
Reply from Julie Smallwood
June 28th, 2024 03:54 PM
I'm thrilled to hear that you felt comfortable and secure throughout the process, Jesus. It's of utmost importance to me to be available and responsive to all my client's needs. Your positive feedback means so much, and I'm glad I could assist...
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Julie was a pleasure to work with and she made the entire process painless. She was always available for questions and assisted me any time I needed help.
Reply from Julie Smallwood
June 28th, 2024 03:54 PM
Thank you for the wonderful review, Charles! I'm thrilled to hear that you had a positive experience with the entire process. Your satisfaction is my top priority, so I'm glad I was able to assist you with your questions and needs. It was a...
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Overall fjulie did great. We are first time home buyers and buying near Christmas was very stressful for our family. Julie and Rhonda did everything they could to help us with gett us into our home. We appreciate them everything. Merry Christmas...
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Reply from Julie Smallwood
June 28th, 2024 03:55 PM
Holly, thank you so much for your review! As your mortgage team, Rhonda and I always strive to make the process as smooth as possible, especially during such a busy time of year. We're thrilled to hear your feedback and are delighted you're...
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Julie always does an exceptional job being available. She is knowledgeable and always manages to make buyers feel comfortable.
Reply from Julie Smallwood
June 28th, 2024 03:55 PM
Thank you so much for your kind words, Melinda! I'm thrilled that you found my service helpful and I could assist with your home purchase. Making the process as comfortable as possible for buyers like you is always my goal. Please don't hesitate...
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Julie was amazing! Even with his his difficult transition Julie kept me informed every step of the way! I highly recommend her! Thank you Julie for helping my clients with their home purchase!
Reply from Julie Smallwood
June 28th, 2024 03:56 PM
I'm so glad to hear that you had a positive experience, Ronda! It was my pleasure to keep you informed during each stage of the process. I truly believe that open communication is key to a smooth and successful home buying process. I was thrilled...
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Julie was responsive and always available to answer questions. Her job knowledge and working relationship with my realtor made me feel confident in her abilities.
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About
My goal is to exceed any and all expectations of the loan process and offer the highest level of customer service. I am upfront, honest, and known to under promise and over deliver.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Home Renovation Loan
Mortgage Refinance
Medical Professional Mortgages
Fixed Rate Mortgages
USDA Loans
Self-Employed Mortgages
Ground-Up Construction Loans
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Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1074434
- Licensed in VA
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.