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Julie Chitea - Loan Officer | NMLS# 527468 in Waynesville, NC

Julie Chitea

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Loan Officer | NMLS# 527468

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Hi, I am Julie Chitea. Howard Hanna Mortgage Services offers a complete selection of mortgage loan programs with a wide variety of national and local investors. Ranked the 3rd largest real estate mortgage company in the United States,* we c... Show More
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Location & Business Hours
Business Hours
Tues
24 hours
Wed
24 hours
Thu
24 hours(Open now)
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Overall Ratings
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5 Star
97%
4 Star
2%
3 Star
1%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    R
    Robert J W
    MORGANTON, NC
    Posted on August 10th, 2026 11:19 AM
    Julie communicated well and made the process not so intimitating. I'm a first time home buyers and the process went smoothly.
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    Elizabeth H
    MAGGIE VALLEY, NC
    Posted on August 8th, 2026 01:26 AM
    Julie was a pleasure to work with. She was so knowledgeable and responded quickly to questions I had. Seemed to really care about us as clients.
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    Tara S
    MORGANTON, NC
    Posted on August 7th, 2026 04:24 PM
    Julie was great to work with and made the whole process seamless.
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    Grady R W
    CLYDE, NC
    Posted on August 6th, 2026 12:37 PM
    Julie was receptive and available to us from the first phone call. She and Lisha were helpful throughout the application process right up to closing. The HH app made the application process easy to navigate, but Julie was available if we had...
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  • Encompass
    L
    Lisa L E B
    Waynesville, NC
    Posted on August 5th, 2026 03:30 PM
    All involved were responsive and provided comprehensive answers to my questions.
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    C
    Catherine P
    Clyde, NC
    Posted on July 25th, 2026 12:17 PM
    I highly recommend Julie Chitea to anyone looking for a knowledgeable, professional, and dependable mortgage lender. Julie has an exceptional understanding of loan products and is able to guide buyers at every stage of the homebuying journey...
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    Regina A N
    CANTON, NC
    Posted on July 23rd, 2026 06:25 PM
    I have worked with Julie 4 other times. This has been my fifth time working with her. She is always honest, knowledgeable, and available. She is my go to person when it comes to anything to do with house buying or financing. I have had to work...
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    M
    Matthew H
    Clyde, NC
    Posted on July 22nd, 2026 07:27 PM
    Julie was fantastic throughout the whole process! She responded promptly to my concerns and kept me informed when things came up. We truly felt like family! I would highly recommend her to anyone needing lending assistance.
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    Brooke P
    MAGGIE VALLEY, NC
    Posted on July 20th, 2026 08:40 PM
    Julie Chitea and her team were absolutely incredible throughout this transaction. They guided the buyer through every step of the loan process with patience, professionalism, and excellent communication. This deal came with more challenges...
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  • Encompass
    J
    James D R
    MAGGIE VALLEY, NC
    Posted on July 20th, 2026 10:09 AM
    People cared, it is as simple as that. They cared about me and cared about the outcome. Both Julie and Brooke felt like friends from the beginning of meeting them. Daniel
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    About
    Hi, I am Julie Chitea. Howard Hanna Mortgage Services offers a complete selection of mortgage loan programs with a wide variety of national and local investors. Ranked the 3rd largest real estate mortgage company in the United States,* we can simplify your home buying or refinancing transaction. Howard Hanna Mortgage is committed to delivering a unique process that identifies the best mortgage solution tailored to your individual needs.
    Products & Services
    Mortgage Loan Officer
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    Year Started

    1991

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 527468 4.93
    Disclaimer

    Equal Housing Lender

    NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.