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Julie Chester, Ruoff Mortgage - Senior Loan Officer | NMLS# 798974 | Ruoff Mortgage NMLS# 141868 in Granville, OH

Julie Chester, Ruoff Mortgage

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Senior Loan Officer | NMLS# 798974 | Ruoff Mortgag...

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Additional Licenses: NMLS# 798974 | OH - MLO.042581.001. My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is ... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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5 Star
97%
4 Star
3%
3 Star
0%
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Reviews from Web
  • Encompass
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    David B L
    Howard, OH
    Posted on June 30th, 2025 03:08 PM
    great info and helping on details
    Reply from Julie Chester, Ruoff Mortgage
    June 30th, 2025 05:19 PM
    I'm glad to hear that you found the information and attention to details helpful. It was a pleasure assisting you, and I appreciate your positive feedback. Welcome to back to OHIO! If you have any further questions or need assistance, feel...
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    Ethan E W
    Howard, OH
    Posted on June 24th, 2025 03:15 PM
    Great communication and a very excellent loan officer.
    Reply from Julie Chester, Ruoff Mortgage
    June 30th, 2025 05:25 PM
    I'm glad to hear that you were satisfied with the communication and my service as your loan officer. It was a pleasure assisting you with your mortgage. Make sure to tell all your friends just how excellent Ruoff (ok, and me) are!
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    Macie B
    Posted on April 26th, 2025 04:06 PM
    Julie Chester, Ruoff Mortgage has received a review with 5 star rating from Macie B
    Reply from Owner
    April 28th, 2025 02:09 PM
    I'm thrilled to hear that you had a positive experience, Macie. It was a pleasure assisting you with your mortgage needs. Thank you for the perfect rating. If you have any further questions or need assistance in the future, please feel free...
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    Macie B
    Mount Vernon, OH
    Posted on April 26th, 2025 04:06 PM
    Had an excellent experience working with Julie on purchasing my very first home! She made the process easy to follow and we got it done quickly! Great communication throughout the process and will be working with her again in the future. The...
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    Reply from Julie Chester
    April 28th, 2025 02:11 PM
    I'm thrilled to hear that your first home purchase was a great experience. I appreciate your kind words about the communication and the online app. I look forward to working with you again in the future.
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    Kole A S
    Brinkhaven, OH
    Posted on April 16th, 2025 03:04 PM
    everything worked out and I own A house
    Reply from Julie Chester, Ruoff Mortgage
    April 17th, 2025 02:37 PM
    I'm glad to hear that everything worked out and that you now own a home. It was a process getting this to closing but I'm glad you hung in there and the house is now yours!
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    Laura D
    Posted on March 3rd, 2025 10:20 PM
    Julie is communicative, extremely knowledgeable, and efficient! I was well informed at every step of the way and received matter-of-fact, expert advice when needed. This is my second time working through a home purchase with Julie, and I would...
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    Reply from Owner
    April 17th, 2025 02:39 PM
    I'm thrilled to hear about your positive experience with your home purchase. It was a pleasure to assist you again, and I appreciate your kind words about my communication and expertise. Thank you for your trust and loyalty! You're the best!...
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    Laura K D
    Fredericktown, OH
    Posted on March 3rd, 2025 10:19 PM
    Julie was communicative, extremely knowledgeable, and efficient!
    Reply from Julie Chester
    March 13th, 2025 10:22 PM
    Thanks so much for your kind words, Laura! I'm thrilled to hear that you found my communication and knowledge helpful. It was a pleasure working with you to streamline the process, and I’m glad everything went smoothly. If you ever need anything...
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    Katie K
    Posted on November 30th, 2024 08:38 PM
    After a super unpleasant experience with another mortgage company, Julie was my angel! It took us a long time to find the right home for us and even when we did, we kept running into hurdles that Julie was always there to help with. She was...
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    Reply from Owner
    December 2nd, 2024 02:57 PM
    Thank you so much for your kind words, Katie. I'm thrilled to hear that your homebuying experience with me, was such a positive one. Transparency and trust are key in this process and I'm glad I was able to provide that for you. It was a pleasure...
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    Kathleen C K
    Mount Vernon, OH
    Posted on November 30th, 2024 08:38 PM
    Julie worked with me for a long time before we found the right home and I could always count on her for transparent, honest advice.
    Reply from Julie Chester, Ruoff Mortgage
    April 17th, 2025 02:41 PM
    I'm thrilled to hear that you valued the transparency and honesty during our time working together. We did work for a long time before you found the right home, but you did! Right before the baby came! So happy for you all. Thank you for your...
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    Gwendolyn L B
    Mount Vernon, OH
    Posted on October 21st, 2024 09:08 AM
    Was always very prompt in returning my calls and responding to my emails and texts
    Reply from Julie Chester
    October 31st, 2024 09:10 AM
    I'm thrilled to know that you had a positive experience with me at Ruoff Mortgage, Gwendolyn! Your feedback is greatly appreciated, especially noting the promptness of my responses. It's my priority to ensure efficient communication for a smooth...
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    About
    Additional Licenses: NMLS# 798974 | OH - MLO.042581.001. My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and should be treated as such. I strive to make this process as easy as possible for each of my clients. My focus is always to be honest, trustworthy, and to communicate frequently, all while offering sound and reliable guidance.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    First Time Homebuyers
    Down Payment Assistance
    Conventional - 3% minimum down payment
    FHA - 3.5% minimum down payment
    VA
    USDA - no money down payment
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    Addresses and Serving Areas

    Year Started

    1984

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 798974
    • OH - MLO.042581.001
    Hobbies
    • Hiking, swimming, reading, playing with grandchildren
    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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