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Juan Ramirez - Envoy Mortgage - Loan Originator | NMLS # 1494541 in Arroyo Grande, CA

Juan Ramirez - Envoy Mortgage

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Loan Originator | NMLS # 1494541

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As a dedicated mortgage professional, my purpose is to fulfill your dreams of homeownership. Our company doesn't simply offer some of the most competitive rates in the mortgage industry; we provide impeccable service from start to close. I...... Show More
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Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM(Open now)
Thu
8 AM to 5 PM
Overall Ratings
4.94
(39)
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Reviews from Web
  • 5.0
    google
    J
    Juve R
    Posted on June 1st, 2026 07:10 PM
    Juan went above and beyond for us. every comp we'd an employee like Juan in order to be successfu. We were truly blessed by having Juan in our jurney.
    Reply from Owner
    June 10th, 2026 03:47 PM
    Thank you for your kind words, Juve. I'm grateful to have been part of your journey and to know that my efforts made a positive impact. If you ever need further assistance, please feel free to reach out.
  • 5.0
    Encompass
    J
    Juvenal B R
    SANTA MARIA, CA
    Posted on June 1st, 2026 07:00 PM
    Juan went above and beyond for us. every comp we'd an employee like Juan in order to be successfu. We were truly blessed by having Juan in our jurney.
    Reply from Juan Ramirez - Envoy Mortgage
    June 1st, 2026 07:33 PM
    I'm grateful for your kind words, Juvenal. It’s rewarding to know that my efforts made a positive impact on your journey. If there's anything else you need, please feel free to reach out.
  • 5.0
    Encompass
    S
    Spencer D J
    SAN LUIS OBISPO, CA
    Posted on May 11th, 2026 03:28 PM
    Juan was great In all aspects of the transaction
    Reply from Juan Ramirez - Envoy Mortgage
    May 11th, 2026 05:30 PM
    I'm pleased to hear that you found every aspect of the transaction to be great, Spencer. If there's anything else I can assist you with, please feel free to reach out.
  • 5.0
    Encompass
    M
    Maureen M J
    SAN LUIS OBISPO, CA
    Posted on May 1st, 2026 01:20 PM
    Juan was on top of everything! I loved that fact that he kept us informed if every step of the process. His patience and kindness were so greatly appreciated. I will be telling everyone about the greatest experince experience we had!
    read more
    Reply from Juan Ramirez - Envoy Mortgage
    May 1st, 2026 09:56 PM
    I'm grateful for your kind words, Maureen. It's appreciated to know that you felt well-informed and appreciated my patience and kindness throughout the process. Thank you for sharing your experience and for recommending my services to others!...
    read more
  • 5.0
    Encompass
    P
    Pedro R
    ATASCADERO, CA
    Posted on January 22nd, 2026 04:51 PM
    Es una persona muy atenta y dipuesto dispuesto ayudarte en todo momento gracias juan
    Reply from Juan Ramirez - Envoy Mortgage
    January 22nd, 2026 07:26 PM
    Gracias por tus amables palabras, Pedro. Me alegra haber podido estar atento y apoyarte durante toda tu experiencia. Si tienes alguna otra pregunta o necesitas ayuda en el futuro, no dudes en comunicarte conmigo.Thank you for your kind words,...
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  • 5.0
    Encompass
    R
    Rafael D
    SANTA MARIA, CA
    Posted on November 15th, 2025 04:50 AM
    he was always very cencier and helpful. Thank you for all the help..
    Reply from Juan Ramirez - Envoy Mortgage
    November 15th, 2025 04:53 AM
    I'm grateful for your kind words, Rafael. It's important to me to be sincere and helpful in every interaction. If you need any assistance in the future, don't hesitate to reach out.
  • 5.0
    Encompass
    P
    Pamela A B
    PASO ROBLES, CA
    Posted on November 5th, 2025 03:52 PM
    He had a limited time to process our loan, he worked fast and kept it going til the end to make sure it happened. He stayed on top and kept us informed through the whole process
    Reply from Juan Ramirez - Envoy Mortgage
    November 5th, 2025 06:41 PM
    I appreciate you sharing your experience, Pamela. It's great to know that my efforts to work efficiently within the time constraints and keep you informed throughout the loan process were helpful. If there's anything more I can do for you,...
    read more
  • 5.0
    Encompass
    M
    Maria G R
    SHANDON, CA
    Posted on October 1st, 2025 07:15 PM
    Juan was extremely attentive, helpful . In any question we had, he made the process feel very easy. We had a great experience buying our first home .
    Reply from Juan Ramirez - Envoy Mortgage
    October 1st, 2025 07:47 PM
    I'm grateful for your kind words, Maria. Hearing that I could make the home-buying process feel easy and assist with all your questions means a lot to me. It was a pleasure helping you purchase your first home, and if you ever need further...
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  • 5.0
    Encompass
    L
    Leandro A R
    SHANDON, CA
    Posted on October 1st, 2025 01:18 PM
    The bes on the sentral coast 💪
    Reply from Juan Ramirez - Envoy Mortgage
    October 1st, 2025 07:47 PM
    I'm pleased to hear that you had a great experience, Leandro. It's important to me to provide the best service possible. If there's anything else I can do for you, feel free to reach out.
  • 5.0
    Encompass
    T
    Teresa G G
    PASO ROBLES, CA
    Posted on July 31st, 2025 10:02 PM
    it was great working with Juan. He was always available to answer all of our question. Everything in as very well explaine. Also loved that he is bilingua.
    Reply from Juan Ramirez - Envoy Mortgage
    July 31st, 2025 10:06 PM
    I’m really glad to hear that you found working with me a great experience, Teresa. Being available to answer all your questions and clearly explain every detail is always my goal. I'm pleased that my bilingual abilities could play a helpful...
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  • 10 of 39
    About
    As a dedicated mortgage professional, my purpose is to fulfill your dreams of homeownership. Our company doesn't simply offer some of the most competitive rates in the mortgage industry; we provide impeccable service from start to close. I'm committed to delivering each borrower a hassle-free mortgage experience by providing breakthrough technology, transparent communication, unparalleled turn-times and, most importantly, around the clock attention to your loan. The home buying process can seem challenging, but having the right people and resources by your side can make all the difference. Contact me today to learn more!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Conventional Loans: Competitive rates and flexible terms.
    Conventional Loan
    VA Loan
    Jumbo Loan
    Fixed Rate Mortgage
    Adjustable Rate Mortgage
    FHA Loan
    USDA Home Loan
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    233
    /850
    Search Rank Score
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    Memberships
    • San Luis obispo Chamber of Commerce
    • North San Luis Obispo County Association of REALTORS
    • SLO Chamber of Commerce
    Addresses and Serving Areas

    Year Started

    2002

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 1494541
    Hobbies
    • Spend time with the Family
    • Movies
    • Walks in the Beach
    • View All
    Disclaimer
    Equal Housing Opportunity

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    (877) 232-2461 or (713) 977-8005

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