Joy Wood
VP | Sr. Loan Officer | NMLS ID #962840
Joy Wood is a mortgage professional and speaker who blends extensive industry knowledge with a passion for helping others. As VP | Sr. Loan Officer at Atlantic Coast Mortgage (ACM), she works with homebuyers and homeowners to offer clear, s... Show More
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Business Hours
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9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
Communication could always improve. This is a huge event for our family and there was a lot of stuff I needed answers to because it was new.
Reply from Joy Wood
August 5th, 2025 07:01 PM
I hope the last 7 months have been a pleasure for you in your new home! ~Joy
This is our 2nd time working with Joy. Both times she has gone above and beyond. Her knowledge, quick response time and consistency always makes the process less stressful because we know exactly what to expect. Highly recommend Joy for all...
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Reply from Joy Wood
August 5th, 2025 07:01 PM
I'm grateful for your 5-star review! It was great working with you.
Joy is super friendly, knows her stuff. She was great to work with
Reply from Joy Wood
August 5th, 2025 07:01 PM
I hope the last 8 months as a home owner have been great!
Joy’s team kept in constant communication with us and would help is with issues that was not getting communicated to us other wise. They were very supportive and very respectful on every call they made to us.
Reply from Joy Wood
August 5th, 2025 07:01 PM
Thank you so much for letting us help you with your mortgage. Enjoy your home and keep in touch with us as you improve your new house and make it uniquely your home! ~Joy
To have more knowledge about what will be offered to me. There was a lot that was being said but things kept changing. I don’t believe it had anything to do with the amount of funds l had available it seem like there was some lack of experience...
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Trust and communication
Reply from Joy Wood
August 5th, 2025 07:01 PM
Thank you for the fantastic review! I appreciate you putting your trust in me.
Joy was wonderful to work with! She was knowledgeable, responsive, available, and so friendly. Erica was also very helpful - they are a great team!
Reply from Joy Wood
August 5th, 2025 07:01 PM
Thank you for your positive feedback! I’d love to work with you again in the future.
Join me this process so seamless that I didn't even have to worry about contacting the lender for a thing because she always sent me stuff as I was thinking of it. Joy is on her game and she is great to work with!
Reply from Joy Wood
August 5th, 2025 07:01 PM
It was great working with you! I really appreciate your business and positive feedback.
The best experience was Joy and her team walking me through my first time home owners purchase. They did a great job making a dream of mine come true, from my realtor finding me my dream home too to my mortgage broker Joy Woods helping me achieve...
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Reply from Joy Wood
August 5th, 2025 07:01 PM
Your review means a lot to me! It was a pleasure working with you, and I would love to stay in touch.
Joy is highly professional and caring about her clients. She strives for excellence in placing the interest of the client above her own. Not many continue to work while she is on vacation, she definitely does.
Reply from Joy Wood
August 5th, 2025 07:01 PM
Your review means a lot to me! It was a pleasure working with you, and I would love to stay in touch.
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About
Joy Wood is a mortgage professional and speaker who blends extensive industry knowledge with a passion for helping others. As VP | Sr. Loan Officer at Atlantic Coast Mortgage (ACM), she works with homebuyers and homeowners to offer clear, strategic guidance and mortgage options tailored to their needs.
By transitioning from sales management to a dedicated production role, Joy has been able to focus more deeply on serving her community, collaborating with business partners, and guiding clients through the mortgage process. Through her personal brand, Lending With Joy, she shares her belief that joy is a choice, excellence is a journey, and the way we think influences how we live and lead.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
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Positions
- Atlantic Coast Mortgage, LLC - VP, Sr. Loan OfficerAug 4th, 2025 - Current
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #962840
- Licensed in NC, VA
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)