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Joy Wood - VP | Sr. Loan Officer | NMLS ID #962840 in Danville, VA

Joy Wood

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VP | Sr. Loan Officer | NMLS ID #962840

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Joy Wood is a mortgage professional and speaker who blends extensive industry knowledge with a passion for helping others. As VP | Sr. Loan Officer at Atlantic Coast Mortgage (ACM), she works with homebuyers and homeowners to offer clear, s... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
View All days
Overall Ratings
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5 Star
96%
4 Star
3%
3 Star
0%
2 Star
1%
1 Star
0%
Reviews from Web
  • google
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    Abby M
    Posted on July 23rd, 2021 10:57 AM
    Once again, Joy knocked it out of the park! This was my 4th experience with her (2 prior purchases, 1 refi). I recommend her time & time again! She sets the bar high in service & performance!
  • SFTP
    A
    Abigail M
    Danville, VA
    Posted on July 23rd, 2021 10:57 AM
    Joy made our refi experience a breeze! I have bought 2 homes with Joy as my lender and referred dozens of clients to her. She is the best!
  • SFTP
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    Chris C
    Danville, VA
    Posted on July 23rd, 2021 02:06 AM
    Joy is the best. Professional guidance and personal attention through the whole process.
  • SFTP
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    Randy F
    Danville, VA
    Posted on July 18th, 2021 10:49 PM
    Joy went over and beyond to assist us in our mortgage. Always professional…Always available to answer questions. An absolute joy to work with. 😉
  • SFTP
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    Javita J
    Danville, VA
    Posted on July 16th, 2021 07:52 PM
    I was able to call Joy and Tracey to get answers to questions that I needed to know. Everyone was very friendly and helpful.
  • Zillow
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    I. G
    Danville, VA
    Posted on May 16th, 2021 12:00 AM
    Joy Wood and her assistant Tracey were very helpful and very quick in responding to any questions that I had. They made the process so smooth and were just so nice throughout the entire process.
  • Zillow
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    Tdcoleman00
    Amherst, VA
    Posted on April 21st, 2021 12:00 AM
    JOY WOOD IS GREAT, VERY KNOWLEDGEABLE, VERY HELPFUL, VERY PATIENCE, JUST GREAT OVERALL. SHE WALKED ME THROUGH THE ENTIRE PROCESS SEEMLESY SHE MADE THE PROCESS EASIER FOR EVERYONE
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    Jay J
    Axton, VA
    Posted on January 23rd, 2021 12:00 AM
    Great personality and very professional experience. Quick approval and frequent updates. Relatively quick closing even through the Covid-19 closures and restrictions. Highly recommend!
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    Jamie D
    Posted on October 14th, 2020 01:47 PM
    Joy Wood has received a review with 5 star rating from Jamie D
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    Miranda T
    Posted on August 12th, 2020 02:10 AM
    Joy Wood has received a review with 5 star rating from Miranda T
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    About
    Joy Wood is a mortgage professional and speaker who blends extensive industry knowledge with a passion for helping others. As VP | Sr. Loan Officer at Atlantic Coast Mortgage (ACM), she works with homebuyers and homeowners to offer clear, strategic guidance and mortgage options tailored to their needs. By transitioning from sales management to a dedicated production role, Joy has been able to focus more deeply on serving her community, collaborating with business partners, and guiding clients through the mortgage process. Through her personal brand, Lending With Joy, she shares her belief that joy is a choice, excellence is a journey, and the way we think influences how we live and lead.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Bridge Loans
    USDA Loans
    Reverse Loans
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    Positions
    • Atlantic Coast Mortgage, LLC - VP, Sr. Loan Officer
      Aug 4th, 2025 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID #962840
    • Licensed in NC, VA
    Disclaimer
    Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)