

Joy Wood
VP | Sr. Loan Officer | NMLS ID #962840

Joy Wood is a mortgage professional and speaker who blends extensive industry knowledge with a passion for helping others. As VP | Sr. Loan Officer at Atlantic Coast Mortgage (ACM), she works with homebuyers and homeowners to offer clear, s... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Once again, Joy knocked it out of the park! This was my 4th experience with her (2 prior purchases, 1 refi). I recommend her time & time again! She sets the bar high in service & performance!
Joy made our refi experience a breeze! I have bought 2 homes with Joy as my lender and referred dozens of clients to her. She is the best!
Joy is the best. Professional guidance and personal attention through the whole process.
Joy went over and beyond to assist us in our mortgage. Always professional…Always available to answer questions. An absolute joy to work with. 😉
I was able to call Joy and Tracey to get answers to questions that I needed to know. Everyone was very friendly and helpful.
Joy Wood and her assistant Tracey were very helpful and very quick in responding to any questions that I had. They made the process so smooth and were just so nice throughout the entire process.
JOY WOOD IS GREAT, VERY KNOWLEDGEABLE, VERY HELPFUL, VERY PATIENCE, JUST GREAT OVERALL. SHE WALKED ME THROUGH THE ENTIRE PROCESS SEEMLESY SHE MADE THE PROCESS EASIER FOR EVERYONE
Great personality and very professional experience. Quick approval and frequent updates. Relatively quick closing even through the Covid-19 closures and restrictions. Highly recommend!
Joy Wood has received a review with 5 star rating from Jamie D
Joy Wood has received a review with 5 star rating from Miranda T
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About
Joy Wood is a mortgage professional and speaker who blends extensive industry knowledge with a passion for helping others. As VP | Sr. Loan Officer at Atlantic Coast Mortgage (ACM), she works with homebuyers and homeowners to offer clear, strategic guidance and mortgage options tailored to their needs.
By transitioning from sales management to a dedicated production role, Joy has been able to focus more deeply on serving her community, collaborating with business partners, and guiding clients through the mortgage process. Through her personal brand, Lending With Joy, she shares her belief that joy is a choice, excellence is a journey, and the way we think influences how we live and lead.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
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Positions
- Atlantic Coast Mortgage, LLC - VP, Sr. Loan OfficerAug 4th, 2025 - Current
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #962840
- Licensed in NC, VA
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)