Joy Wood
VP | Sr. Loan Officer | NMLS ID #962840
Joy Wood is a mortgage professional and speaker who blends extensive industry knowledge with a passion for helping others. As VP | Sr. Loan Officer at Atlantic Coast Mortgage (ACM), she works with homebuyers and homeowners to offer clear, s... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
The professionalism. The way she made us feel that we mattered, that we weren’t just another person. Joy was amazing!
Best house buying experience I've ever had. I'm so glad our realtor recommended Joy!!!!
Joy and her team were a really great group of people to work with. They answered any and all questions I had very thoroughly and in a way I could understand. They were quick to answer a call or text. Very quick, efficient, knowledgeable, and...
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Joy and her team were a really great group of people to work with. They answered any and all questions I had very thoroughly and in a way I could understand. They were quick to answer a call or text. Very quick, efficient, knowledgeable, and...
read more
Joy Wood has received a review with 5 star rating from Jamie G
Joy and her staff where awesome to deal with. In every way
Always answered my calls or texts in a timely manner, very professional, worked quickly and efficiently.
Joy and all the individuals that i was in contact with while applying for a mortgage loan went above and beyond for me. They didn’t just request paperwork but they were very patient with me if I couldn’t produce it right away as I had packed...
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Joy and all the individuals that i was in contact with while applying for a mortgage loan went above and beyond for me. They didn’t just request paperwork but they were very patient with me if I couldn’t produce it right away as I had packed...
read more
Joy and everyone I dealt with went above and beyond for me. They were very easy to work with and patient with me in trying to find the paperwork they requested. I had already packed and it took awhile sometimes for me to find it. Joy kept in...
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About
Joy Wood is a mortgage professional and speaker who blends extensive industry knowledge with a passion for helping others. As VP | Sr. Loan Officer at Atlantic Coast Mortgage (ACM), she works with homebuyers and homeowners to offer clear, strategic guidance and mortgage options tailored to their needs.
By transitioning from sales management to a dedicated production role, Joy has been able to focus more deeply on serving her community, collaborating with business partners, and guiding clients through the mortgage process. Through her personal brand, Lending With Joy, she shares her belief that joy is a choice, excellence is a journey, and the way we think influences how we live and lead.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
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Positions
- Atlantic Coast Mortgage, LLC - VP, Sr. Loan OfficerAug 4th, 2025 - Current
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #962840
- Licensed in NC, VA
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)