

Joy Wood
VP | Sr. Loan Officer | NMLS ID #962840

Joy Wood is a mortgage professional and speaker who blends extensive industry knowledge with a passion for helping others. As VP | Sr. Loan Officer at Atlantic Coast Mortgage (ACM), she works with homebuyers and homeowners to offer clear, s... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Joy handled everything and was easily accessible if I had any questions. Highly recommend giving Joy and her team a call if you need a mortgage! Very professional!!!
Reply from Joy Wood
May 20th, 2024 02:00 PM
Thank you!
Thank you for all you did to help us Joy! She rocks:)
Reply from Joy Wood
August 5th, 2025 07:01 PM
hahaha!!! Love this! Thank you!
I wanted to express my sincere gratitude for the exceptional assistance Joy Wood and her team provided in facilitating the loan process for my client.Your team's professionalism, dedication, and expertise made a significant impact, ensuring...
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I wanted to express my sincere gratitude for the exceptional assistance Joy Wood and her team provided in facilitating the loan process for my client.Your team's professionalism, dedication, and expertise made a significant impact, ensuring...
read more
Thanks for your patience
Mrs.Wood's expertise as it relates to VA home loans stands alone!!!!
Mrs. Wood and her staff are a throwback to good customer service.
Mrs.Wood's expertise as it relates to VA home loans stands alone!!!!
Joy is very helpful! Highly recommend!
Joy spent a lot of time teaching me a first time home buyer the process of going through a loan. The process was detailed and she worked with me to get the best rate and get pre-qualified before the mortgage process started. Highly recommend!...
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Tracy was the one I dealt with the most. She was very professional and answered my questions. She was always there.
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About
Joy Wood is a mortgage professional and speaker who blends extensive industry knowledge with a passion for helping others. As VP | Sr. Loan Officer at Atlantic Coast Mortgage (ACM), she works with homebuyers and homeowners to offer clear, strategic guidance and mortgage options tailored to their needs.
By transitioning from sales management to a dedicated production role, Joy has been able to focus more deeply on serving her community, collaborating with business partners, and guiding clients through the mortgage process. Through her personal brand, Lending With Joy, she shares her belief that joy is a choice, excellence is a journey, and the way we think influences how we live and lead.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
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Positions
- Atlantic Coast Mortgage, LLC - VP, Sr. Loan OfficerAug 4th, 2025 - Current
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #962840
- Licensed in NC, VA
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)