Joy Cobert, LML at GMFS Mortgage - NMLS #2182...
Loan Officer
Holy Cross College
I’m Joy Cobert, a mortgage loan officer with GMFS Mortgage in Lafayette, Louisiana. Drawing on over 13 years of prior experience as a REALTOR®, I bring a unique perspective to both the financing and real estate sides of buying a home. Guide... Show More
Location & Business Hours
Business Hours
Mon
8 AM to 5 PM
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
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Reviews from Web
Joy helped me with picking paint colors, shutters and outside lights to make the house more attractive to buyers. She also knew a painter, carpenter & landscaper.
I have used Joy with NextHome Cutting Edge for 3 transactions thus far. There aren't enough words to describe the amount of passion Joy has for her real estate business and the clients she serves. There was no job too small nor too chaotic...
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Joy is an agent who goes the extra mile for her clients! She is extremely knowledgeable and quick to return texts and emails. She is dedicated to her clients, honest, and strives to ensure your purchase is smooth and easy. Highly recommend...
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Joy was an absolute pleasure to work with. She was extremely knowledgeable of the area, listened to my 'wants', and was persistent in finding the right fit for me. She was also quite helpful with contacts and recommendations of other people...
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Fantastic realtor and realtor company, the best in the business. Helped us find our dream home and guided us through the entire process. Very knowledgable, patient, and stay on top of everything so we could close quickly on our house. I would...
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I met Joy unexpectly in Breaux Bridge, La after my husband and I went by to lookat a house that she happened to be showing at the time. We fell In love with her and were amazed on how she was able to give us more knowledge about buying a house...
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She helped me get the property I wanted. She was honest about what she thought about the property she was showing and didn't just try and make a sale. Any questions I had she would find the answers out for me once I said I wanted the property...
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About
I’m Joy Cobert, a mortgage loan officer with GMFS Mortgage in Lafayette, Louisiana. Drawing on over 13 years of prior experience as a REALTOR®, I bring a unique perspective to both the financing and real estate sides of buying a home. Guided by a “teacher’s heart,” I take the time to explain options—from conventional, FHA, VA, and USDA loans to down payment assistance—ensuring you feel comfortable with your monthly payment. I am an LMBA Future Leaders graduate and serve on the Acadiana Mortgage Lenders Association board. Having lived in Acadiana for over 20 years, I'm dedicated to keeping buyers and agents informed every step of the way. Let’s start with a conversation about your next steps!
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
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Education
- Holy Cross CollegeBachelor of Science
Positions
- GMFS Mortgage - Senior Loan OfficerJan 21st, 2026 - Current
Memberships
- Louisiana Mortgage Banker's Association
- Acadiana Mortgage Lender's Association
- Realtor Association of Acadiana
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2024
Time Zone
Central Standard Time (CST)
Licenses
- Mortgage Loan Officer
- Real Estate Agent
Achievements
- Louisiana Mortgage Leader LML
Hobbies
- Dinner and beach trips with friends
- Game night with family
Disclaimer
Equal Housing Lender. ©2017 GMFS LLC NMLS #64997. Branch is located at 201 Rue Iberville Suite 304, Lafayette, LA 70508. NMLS #1183361. All mortgages are originated at 7389 Florida Blvd. Suite 200A Baton Rouge, LA 70806.