Joy Cobert, LML at GMFS Mortgage - NMLS #2182...
Loan Officer
Holy Cross College
I’m Joy Cobert, a mortgage loan officer with GMFS Mortgage in Lafayette, Louisiana. Drawing on over 13 years of prior experience as a REALTOR®, I bring a unique perspective to both the financing and real estate sides of buying a home. Guide... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM(Open now)
Fri
8 AM to 5 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Joy has been wonderful! We are first time home owners and she made the process 100x more smooth! She fought for us to get the best out of the situation. We appreciate her so much!
Reply from Joy Cobert, LML at GMFS Mortgage - ...
November 9th, 2026 08:21 PM
Thank you, Samantha!! It is a blessing to be a part of this chapter with you guys. Congrats on becoming homeowners!!! I am here for you guys anytime and wish you both the very best!
Joy was very helpful thoughout the entire experienc!
Reply from Joy Cobert, LML at GMFS Mortgage - ...
November 5th, 2026 10:17 PM
Thank you Miranda! Congrats on the new home and I am always here for any future questions or assistance. It was a pleasure to be a part of this chapter with you guys.
Joy was so helpful, professional, and quick to answer any questions.
Reply from Joy Cobert, LML at GMFS Mortgage - ...
November 3rd, 2026 11:07 PM
Thank you Harrison! It was such a pleasure working with you both and guiding you through the mortgage process. Congrats on the beautiful new home!! I am always here for you guys for any questions you may have in the future!!
Joy was EXCELLEN!!! I truly appreciate her hard work and dedication.
Reply from Joy Cobert, LML at GMFS Mortgage - ...
October 5th, 2026 02:42 PM
Thank you Tiffany!! I am so happy that we were able to get you in a house that you love!! Wishing you the very best and I am always here to help you with your mortgage needs in the future!!
Joy was easy to work with and answered all of my questions she also helped me save some money on insurance quotes
Reply from Joy Cobert, LML at GMFS Mortgage - ...
October 5th, 2026 02:43 PM
Thank you Sarah!! It was a pleasure working with you!! I am always here if you have questions or need help in the future!!
Joy was more than a Loan Officer to me during this stressful time. It was my first time buying a home and I had so many questions and uncertainty from the beginning to the end. She made every effort to make sure I was informed and confident...
read more
Reply from Joy Cobert at GMFS Mortgage - NMLS ...
August 25th, 2026 06:07 PM
Ryan, thank you so much for the kind words!! You were an absolute pleasure to work with. I am so excited for you guys and I am always here for you if you have questions in the future!!
Joy was amazing and excellent in keeping me in the loop. She answered all questions and was a great support! I am recom her to any family who will be looking to finance a new house .
Reply from Joy Cobert at GMFS Mortgage - NMLS ...
July 28th, 2026 01:35 PM
Thank you Rain! It was my pleasure working with you to purchase your home and congrats again!!
first of all, Joy is an amazingly pleasant person im blessed to call her a friend. My clients and I never had to worry about the progress of the recent transaction. Joy was constantly keeping us in touch which a huge amount of stress removed...
read more
Reply from Joy Cobert at GMFS Mortgage - NMLS ...
July 11th, 2026 02:19 PM
Wow! I'm so grateful for your kind words, Chaderick. It's rewarding to hear that you and your clients felt supported throughout the transaction. Communication is so important throughout this process. Thank you for continuing to trust me with...
read more
Ms. Joy was awesome, I couldn't have asked for a better loan officer.
Reply from Joy Cobert at GMFS Mortgage - NMLS ...
July 11th, 2026 02:21 PM
Thank you so much Meghan!! I can say the same about you as you were a blessing to work with. Thank you both for trusting me with your mortgage!
Tttttttttttttt
Reply from Joy Cobert
July 20th, 2026 05:51 PM
Thank you, Terry. If there's anything specific you'd like to share or discuss, feel free to reach out to me directly.
1–10 of 47
About
I’m Joy Cobert, a mortgage loan officer with GMFS Mortgage in Lafayette, Louisiana. Drawing on over 13 years of prior experience as a REALTOR®, I bring a unique perspective to both the financing and real estate sides of buying a home. Guided by a “teacher’s heart,” I take the time to explain options—from conventional, FHA, VA, and USDA loans to down payment assistance—ensuring you feel comfortable with your monthly payment. I am an LMBA Future Leaders graduate and serve on the Acadiana Mortgage Lenders Association board. Having lived in Acadiana for over 20 years, I'm dedicated to keeping buyers and agents informed every step of the way. Let’s start with a conversation about your next steps!
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Education
- Holy Cross CollegeBachelor of Science
Positions
- GMFS Mortgage - Senior Loan OfficerJan 21st, 2026 - Current
Memberships
- Louisiana Mortgage Banker's Association
- Acadiana Mortgage Lender's Association
- Realtor Association of Acadiana
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2024
Time Zone
Central Standard Time (CST)
Licenses
- Mortgage Loan Officer
- Real Estate Agent
Achievements
- Louisiana Mortgage Leader LML
Hobbies
- Dinner and beach trips with friends
- Game night with family
Disclaimer
Equal Housing Lender. ©2017 GMFS LLC NMLS #64997. Branch is located at 201 Rue Iberville Suite 304, Lafayette, LA 70508. NMLS #1183361. All mortgages are originated at 7389 Florida Blvd. Suite 200A Baton Rouge, LA 70806.