

Josie Allott
Loan Originator | NMLS# 718436

I am an approved, specialized lender for MSHDA and provide different tools and solutions for all levels of home buyers.
My lending philosophy is rather simple. It is centered around trust, education and quality. It’s important to foster a ... Show More
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Josie is very helpful and great great to work with!
Josie always has our best i interest at heart and wanted to ensure we understood the process every step of the way.
Josie is on it alwasy
Reply from Jim Axner
September 29th, 2026 03:02 PM
Vicki, so glad to get this. Thank you for your unending support of Josie and HHMS!
Communication was outstanding. Josie always had rapid responses to my questions.
It's in the past! Seriously, Josie was very responsive even when she was overseas and even when we were vacationing/traveling.
Reply from Jim Axner
July 26th, 2026 12:40 PM
James, we're glad to hear that Josie's responsiveness stood out. It's great to know she could assist you effectively, even while managing different time zones. Thank you for sharing your experience
When we started this process we didn't even know Howard Hanna had mortgage services. We are so happy our realtor refered us to Josie! The process was smooth and easy!
Reply from Jim Axner
July 26th, 2026 12:48 PM
Max. we're grateful to hear that you had a smooth and easy experience with Josie. It's wonderful to know that your realtor's referral led you to us, and we're pleased we could assist you in your journey. If there's anything else you need, please...
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Thank you !! After jumping through some hoops, It was nice to close early.
Reply from Jim Axner
April 10th, 2026 10:59 PM
We're pleased to hear that everything worked out well, Amy. Closing early can certainly make the process smoother, and we're glad Josie and the team could assist you along the way. If there's anything more we can do for you, please let us know....
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Great communication, seemed very on top of things, seemed ver knowledgeable and served as a trusted partner for a major life decision and prurchase.
Reply from Jim Axner
March 25th, 2026 07:06 PM
Stacie, it sounds like your experience with Josie at Howard Hanna Mortgage Services was positive, and we are pleased to hear that she provided you with great communication and knowledgeable support. We're glad she could serve as a trusted partner...
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Josie is alwayus on the ball. She makes herself available for her clients and makes communication with us as agents seamless.
We, meaning our team, Keven, Helen, my wife and I work very well with all of the essential services becuase of the attention to detail and their loyalty to our processes. They will always be our recomendations to any and all of our clients.
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About
I am an approved, specialized lender for MSHDA and provide different tools and solutions for all levels of home buyers.
My lending philosophy is rather simple. It is centered around trust, education and quality. It’s important to foster a sense of trust with my clients, to provide them with the necessary education and ultimately deliver quality service during the buying process. I treat every buying client with the same level of transparency. Couple that with my vast industry education, I am certain that, together, we can find the right loan product.
Products & Services
Mortgage Loan Officer
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 718436
Disclaimer
NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.