Josie Garrison
Senior Mortgage Banker
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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24 hours
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24 hours
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24 hours
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Reviews from Web
I truly appreciate how Josie handled our recent transaction. She kept both the client and me updated at every stage, and worked hard to meet our timelines. I look forward to working together again!
Reply from Josie Garrison
August 12th, 2025 04:51 PM
Thank you, Bianca, for your thoughtful feedback. I'm pleased to hear that my updates and efforts to meet your timelines were helpful during your transaction. If there's anything else you need in the meantime, please let me know.
N/aaaaaaaaa
Reply from Josie Garrison
August 9th, 2025 01:51 PM
I appreciate you taking the time to leave a review, Logan. If you have any specific feedback or questions, please don't hesitate to reach out to me directly. I'm here to assist with any concerns you might have.
Josie was very quick with responses and made the process easy.
Reply from Josie Garrison
August 2nd, 2025 03:26 PM
I'm glad to hear that my timely responses helped make the process easy for you, Tyler. Making things straightforward and accessible is always my priority. If you have any more questions or need further assistance, feel free to reach out. Thank...
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“I had a great experience working with Josie. She was very easy to talk to, always responsive, and made the whole process smooth for my clients. I highly recommend Josie at Flat Branch to anyone looking for a reliable and helpful lender.
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Reply from Josie Garrison
August 1st, 2025 04:31 PM
I appreciate your kind words, Cathy. It's wonderful to hear that I could make the process smooth for your clients and that you found me easy to communicate with. Your recommendation means a lot, and I'm grateful to be considered a reliable...
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Josie went above and beyond trying to get me the best rates! highly recommended!
Reply from Josie Garrison
August 1st, 2025 04:30 PM
Thank you, Edgar. I'm glad to hear that my efforts to secure the best rates for you made a positive impact. Your recommendation means a lot to me, and it was wonderful working with you at Flat Branch Home Loans. If you need anything further,...
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I never have to worry if my clients are taken care of. We are always in communication and that's my favorite part of it all!
Reply from Josie Garrison
July 22nd, 2025 03:26 PM
Thank you for your kind words, Alexis! It is always a pleasure working with you!
Proactive communication and willingness to talk through various options as I shopped for a property
Reply from Josie Garrison
July 22nd, 2025 03:30 PM
I’m really pleased to know that my proactive communication and willingness to discuss different options helped you as you navigated the property market, Vania. It was my goal to make sure you felt well-informed and supported throughout your...
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Josie was so awesome to work with. She was always available and answered all of our questions thoroughly
Reply from Josie Garrison
July 2nd, 2025 04:49 PM
It was a pleasure assisting you, and I'm glad I could address all your questions. Thank you for your kind words and for choosing Flat Branch Home Loans.
Everything was very fast and smoot! 10/10 recommend her:)
Reply from Josie Garrison
June 25th, 2025 02:22 PM
I'm delighted to hear that the process was fast and smooth for you. It was a pleasure assisting you, and I greatly appreciate your recommendation.
Smooth process lots of communication
Reply from Josie Garrison
June 23rd, 2025 04:33 PM
I'm glad to hear that the process was smooth and that communication was effective. It was a pleasure assisting you at Flat Branch Home Loans. Thank you for your positive feedback.
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs. Whether you’re a first-time homebuyer looking for a mortgage or a seasoned buyer, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
Conventional Loans
VA Loan
FHA Loan
USDA Loan
HUD 184 Native American Loan
FHA 203K Renovation Loan
Conventional Homestyle Renovation Loan
FHA Refinance
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Positions
- Arvest Bank - Federal Mortgage Loan OriginatorMay 10th, 2021 - Jan 2nd, 2025
- Flat Branch Home Loans - Senior Mortgage BankerJan 6th, 2025 - Current
Addresses and Serving Areas
Primary Serving Area
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 2234647