

Josiah Phillips
Loan Officer

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From the first day I knew I was in great care with Mr. Philips. Literally, from the beginning in acquiring information about the budget I wanted to stay within to completing the loan application, all the way to closing, he was there the whole...
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Reply from Josiah Phillips
December 17th, 2025 04:05 PM
I'm truly glad to know that your first home buying experience has been positive, John. Navigating the process can indeed be daunting, and I'm pleased I could help make it feel manageable and calm for you. Ensuring your questions were fully...
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Josiah was fabulous to work with! He was responsive, professional, knowledgeable, and kind. He truly cares about his customers! Very thankful that we got to work with him.
Reply from Josiah Phillips
December 11th, 2025 07:08 PM
It's great to hear that you found my approach both responsive and professional, Katherine. I strive to provide knowledgeable and kind service, ensuring that I genuinely care for each customer's needs. I appreciate your kind words and am thankful...
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Josiah stayed in touch constantly all throughout the process. There were no surprises and everything remained on time. Id recommend Alcova to anyone.
Reply from Josiah Phillips
December 8th, 2025 05:25 PM
Thank you for taking the time to share your experience, Bryan. I'm glad to hear that my communication helped ensure everything stayed on track with no surprises. Your recommendation is appreciated, and if you have any further questions or need...
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We worked with Josiah as our loan officer, and I want to highlight that he is incredibly communicative, always available, and very responsive. Communicating with him is a pleasure: calm, professional, and easygoing. He proved to be a very responsible...
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Reply from Josiah Phillips
November 26th, 2025 06:43 PM
I appreciate your thoughtful feedback, Dmitrii. It's important to me to be communicative and responsive, ensuring the mortgage process is as smooth and comfortable as possible. I'm glad that my approach resonated with you. Your recommendation...
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Josiah and his team made my homebuying process so much less stressful. He was there to answer every question I have and in a timely matter. He help me understand every step in the process and was overly and actively there throughtout the entire...
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Reply from Josiah Phillips
November 17th, 2025 04:42 PM
I'm pleased to know that I could make your homebuying experience less stressful, Keyana. It was important to me to be available for any questions you had and to provide clear guidance throughout each step. Your intention to refer me is greatly...
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Josiah was available at all hours to answer any and every question I had for him about our new loan and the mortgage process, and he worked tirelessly to coordinate keeping our closing date on schedule when a lot of issues popped up around...
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Reply from Josiah Phillips
October 5th, 2025 04:58 PM
It’s rewarding to hear that my availability and commitment to keeping your closing on track made a difference for you and your wife, Christopher. Navigating the mortgage process can be complex, and I'm glad I could provide the assistance you...
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Josiah was extremely helpful and informative throughout the entire process. I would recommend him to anyone requiring his services.
Reply from Josiah Phillips
September 28th, 2025 01:31 AM
I'm grateful for your kind words, Kevin. Providing helpful and informative guidance throughout the mortgage process is my top priority, and I'm pleased to know you felt supported. I truly appreciate your recommendation to others. If you ever...
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Overall very helpful and informative, available and responsive .
Josiah was readily avaiable at any moment . he also made sure he would explain everything to my wife and I
Reply from Josiah Phillips
August 23rd, 2025 12:50 PM
Thank you, Christopher, for sharing your experience. I'm glad to hear that my availability and explanations were helpful to you and your wife. Ensuring that both of you felt informed and confident throughout the process is very important to...
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Went out of his way to offer advise and close the deal. He had everything done in just 20 dats days so we could come to closing satisfying the sellers wish for a 20 day closing WOW😀😀🎉🎉
Reply from Josiah Phillips
August 1st, 2025 12:29 PM
I'm so pleased to hear that everything went smoothly and within the timeframe. Going out of my way to provide advice and ensure a timely closing is something I’m committed to for every client. It's great that we could meet the seller's request...
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Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Home Loans
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Down Payment Assistance
Jumbo Home Loans
DSCR Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 1465472