Josiah Phillips
Loan Officer
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It was a very easy transactio! The communication was great! For buying my first house he made the process super easy! He's the best and will definitely recommen!
He kept me informed throughout the entire process, worked quickly and efficiently, and was always available to answer any questions I had. His communication and professionalism made the whole experience smooth and stress-free. I really appreciated...
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Reply from Josiah Phillips
October 12th, 2026 08:31 PM
Kennith, I'm pleased to know that my communication and professionalism helped make your experience with ALCOVA Mortgage smooth and stress-free. It's great to hear that you felt informed and supported throughout the process. Thank you for your...
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Hey Josiah, another great job. We’ve worked with you on multiple projects over the last five years, and you’ve always been extremely knowledgeable, helpful, and surprisingly candid throughout the process. You took the time to understand exactly...
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I was not the borrower or client in this transaction. My involvement was simply that my signature was required. I was cooperative throughout the process, but I did not feel that communication with Josiah was handled as professionally or collaboratively...
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We had an amazing experience working with Josiah, especially since we purchased our home For Sale By Owner with no real estate agents involved. He made the entire process so much easier by always being available to answer our questions, no...
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Reply from Josiah Phillips
September 4th, 2026 04:35 PM
Lauren, I'm grateful to hear that you had such a positive experience working with me, especially with the unique challenges of purchasing a home For Sale By Owner. I appreciate your kind words about my availability and knowledge throughout...
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Made buying a house easy
Reply from Josiah Phillips
August 21st, 2026 06:18 PM
David, I'm grateful to hear that the house buying process was easy for you. Thank you for sharing your experience!
Communications, knowledge, and energy all combined to make the process smooth and efficient. Closing in such a short amount of time was really impressive.
Reply from Josiah Phillips
August 17th, 2026 06:20 PM
Nicolas, I appreciate your kind words about my communication and knowledge. I'm glad to hear that the process was smooth and efficient, and I'm pleased we were able to close in such a short time. Thank you for your review!
Josiah was available for questions, returned phone calls in a timely manner, and was very knowledgeable when explaining the home buying and lending process with us.
Reply from Josiah Phillips
August 13th, 2026 02:50 PM
Alexandria, I'm glad to know that my availability and knowledge were helpful during your home buying and lending process. Thank you for sharing your positive experience!
Smooth process
Reply from Josiah Phillips
August 10th, 2026 06:32 PM
Steven, I'm glad to hear that the process was smooth for you. Thank you for your review!
Josiah is the most welcoming, friendly helpful person I've met! There was never a bad time to communicate antthing and he was professional about all he did. He had a great outlook on life and it showed in his work. The communication was superb...
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Reply from Josiah Phillips
August 7th, 2026 06:16 PM
Alfredo, I'm happy to hear that you found my approach welcoming and helpful. It's great to know that the communication was effective and that you felt comfortable reaching out at any time. Thank you for your kind words and for highlighting...
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Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Home Loans
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Down Payment Assistance
Jumbo Home Loans
DSCR Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 1465472