Joshua Borrero
Loan Officer | NMLS# 2380321
Johnson and Wales University
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local ... Show More
Location & Business Hours
Business Hours
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8 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Josh was very attentive and willing to talk even later at night given my and my wife's night shift schedule and sleep schedule
Reply from Joshua Borrero
October 9th, 2025 08:54 PM
I appreciate you sharing your experience, John. Accommodating your and your wife's schedule was important to me, and I'm glad I could be attentive to your needs. Thank you for choosing me for your mortgage journey with Cliffco Mortgage Bankers....
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Josh was so amazing and so easy to talk to! He explained everything well and answered any and all questions we had. He was always quick to reply whenever we reached out to him. He made this whole process so unbelievably easy.
Reply from Joshua Borrero
October 6th, 2025 02:10 AM
I'm really pleased that you found the process easy and that my explanations were clear. It's important to me that your questions were answered promptly, and I'm glad I could assist you effectively. Thank you for sharing your experience, Denise,...
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Great communication and easy process.
Reply from Joshua Borrero
August 14th, 2025 12:55 PM
I'm glad to hear that you found the communication great and the process easy, Nicholas. It was a pleasure assisting you, and I appreciate your feedback. Thank you for choosing Cliffco Mortgage Bankers for your mortgage needs.
experience was great for me because I've been looking for property for some time now. had a bad experience with my first Linda Lender, who was not forthcoming of the truth, but after switching Lender's Mr Barrero walk me through this process...
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Josh was amazing to work with! As a first time home buyer he guided me through the extensive process always with a positive attitude.
Best,
Chelsea
Great guy i would say best out there made my dream a reality would say an angel very easy to work with will recommend using joshua a super star
Reply from Joshua Borrero
June 25th, 2025 02:09 PM
I'm thrilled to hear that you had such a positive experience, Tayyab. It was a pleasure helping you make your dream a reality. Thank you for your kind words and recommendation.
It was a pleasure to work with Josh. He very professional very transparent. He was quick to address my concerns. Was not just doing his job but also helped me understand what his job was and kept me engaged through the process. He educated...
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Reply from Joshua Borrero
June 16th, 2025 01:26 AM
I'm delighted to hear that you had such a positive experience working with me. It was a pleasure to guide you through the process and ensure you felt informed and engaged every step of the way. Thank you for your kind words and for trusting...
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Joshua was very knowledgeable and walked me through the process answering all of my questions and concerns
Josh was very responsive and explained things very clearly. Made the mortgage process extremely easy as a first-time homebuyer.
Reply from Joshua Borrero
May 19th, 2025 05:07 PM
I'm thrilled to hear that you found the mortgage process easy and that my explanations were clear. It was a pleasure assisting you as a first-time homebuyer. Thank you for your kind words and for choosing Cliffco Mortgage Bankers.
Joshua kept me calm and his focus was on me. Great job making me feel comfortable
Reply from Joshua Borrero
May 8th, 2025 12:41 AM
I'm thrilled to hear that you felt comfortable and supported throughout the process. It was my pleasure to assist you, and I appreciate your kind words.
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About
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local communities, we pride ourselves on walking our customers through every step of the mortgage loan process. Our commitment to personalized service has earned us an outstanding reputation among accountants, attorneys, builders, financial planners, real estate professionals, and, most of all, among our valued clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Conventional Home Loan
Home Renovation Loan
USDA Loans
Non-QM
Specialities
Mortgage Loan Officer
Conventional Loans
FHA Loans
Renovation Loans
Non-QM Loans
USDA Loans
VA Loans
Refinancing
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Education
- Johnson and Wales UniversityBusiness ManagementBachelor of Science (BS)
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 2380321
Hobbies
- Basketball
- Softball
- Exercising
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Disclaimer
Uniondale, NY
Cliffco, Inc. is not affiliated with or acting on behalf of the FHA or any government entity. Equal Housing Lender. Cliffco, Inc. Corporate NMLS#65328 (www.nmlsconsumeraccess.org) 70 Charles Lindbergh Blvd, Suite 200, Uniondale, NY 11553 (516) 408-7300. Licensed Mortgage Lender by AK Division of Banking and Securities AK65328, AK65328-1; AL Mortgage Broker/Lender License #23581; AZ Mortgage Banker License 1045708; CA DFPI Financing Law License 60DBO-181882; CO Dept. of Regulatory Agencies Division of Banking; CT Department of Banking MCL-65328; DE Office of the State Bank Commissioner 040096; DC Department of Insurance, Securities, & Banking MLB65328; FL Office of Financial Regulation MLD1245; GA Department of Banking & Finance 65328; IL Department of Financial & Professional Regulation MB.6761824; IN Indiana Department of Financial Institutions 70581; KS State Bank Commissioner of Kansas MC.0026625; KY Department of Financial Institutions MC838985; LA Office of Financial Institutions 65328; MD Office of Financial Regulation; NJ Department of Banking & Insurance; Licensed Mortgage Banker by the NYS Department of Financial Services LMBC109800; NM New Mexico Regulation & Licensing Dept.; NC Commissioner of Banks L-211081; OH Department of Commerce Residential Mortgage Lending Act RM.805200.000; OR Oregon Department of Consumer and Business Services 65328; PA Department of Banking & Securities 45275; SC State Board of Financial Institutions MLS-65328; TN Department of Financial Institutions Mortgage License 65328; TX Department of Savings & Mortgage Lending; VA Bureau of Financial Institutions MC-7742; VT Department of Financial Regulation LL-65328; WA State Department of Financial Institutions CL-65328. This is not a commitment to lend or extend credit. Restrictions may apply. All loans are subject to credit and underwriting approval. Not all loan products are available in all states. Rates may not be available at time of application. Information and/or data are subject to change without notice.