Joshua Borrero
Loan Officer | NMLS# 2380321
Johnson and Wales University
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local ... Show More
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Business Hours
Mon
8 AM to 5 PM
Tues
8 AM to 5 PM(Open now)
Wed
8 AM to 5 PM
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Reviews from Web
Josh was absolutely outstanding throughout our home loan process. From the very beginning, he was dedicated and always willing to go the extra mile to make sure everything stayed on track. He invested so much of his time answering our questions,...
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Reply from Joshua Borrero
August 7th, 2026 12:25 PM
Wendy, I'm truly grateful for your kind words and am pleased to hear that you felt supported and informed throughout your home loan process. It's important to me that my clients feel their best interests are prioritized, and I'm glad I could...
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Josh was absolutely amazing throughout my entire mortgage process. From start to finish, he made everything easy to understand and was always there to answer my questions. Buying a home can be stressful, but Josh stayed on top of everything...
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Reply from Joshua Borrero
June 4th, 2026 02:53 PM
Christian, I appreciate your kind words and am pleased to hear that I could make your mortgage process smooth and stress-free. It's important to me that you felt supported and well-informed throughout. Thank you for recommending me and for...
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It I did take toolong to get it done and joshu was very helpful and everytime you call him he answers his phone if he didn't answer he calls right back thanks for all your help
Reply from Joshua Borrero
May 11th, 2026 07:00 PM
Aneil, I appreciate your feedback. I'm glad I could be helpful and responsive during the process. Thank you for your patience and for choosing me at Cliffco Mortgage Bankers.
Josh was always pleasant and very responsive . would always answer promptly with a phone call. He was truely great to work with and he really worked with us to help us close on our home As soon as possible .
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Reply from Joshua Borrero
April 24th, 2026 12:10 PM
I'm grateful for your kind words, Anthony. I'm happy to know that you found my responsiveness and communication helpful during the process. Working with you to close on your home swiftly was a pleasure. Thank you for choosing me at Cliffco...
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Josh is a great loan officer, he explained to me the loan process thorougly and helped me get the best rate possible. I felt that he was very sincere and cares for his clients.
Reply from Joshua Borrero
February 20th, 2026 05:32 PM
I'm glad to hear that you felt supported throughout the loan process, Cristian. It's important to me to ensure that everything is clearly explained and that you feel well-informed. I'm pleased to know you felt my sincerity and care in helping...
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We honestly couldn’t have asked for a better loan officer. Josh was incredibly knowledgeable, always available, and truly invested in us from start to finish. We consistently felt him working for us behind the scenes, advocating for us every...
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Reply from Joshua Borrero
February 10th, 2026 01:37 PM
It's great to hear that you felt supported and valued throughout your mortgage process, Reyna. Being knowledgeable, available, and providing solutions are all priorities in how I approach my work. I’m pleased to know that you experienced the...
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Josh was very attentive and willing to talk even later at night given my and my wife's night shift schedule and sleep schedule
Reply from Joshua Borrero
October 9th, 2025 08:54 PM
I appreciate you sharing your experience, John. Accommodating your and your wife's schedule was important to me, and I'm glad I could be attentive to your needs. Thank you for choosing me for your mortgage journey with Cliffco Mortgage Bankers....
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Josh was so amazing and so easy to talk to! He explained everything well and answered any and all questions we had. He was always quick to reply whenever we reached out to him. He made this whole process so unbelievably easy.
Reply from Joshua Borrero
October 6th, 2025 02:10 AM
I'm really pleased that you found the process easy and that my explanations were clear. It's important to me that your questions were answered promptly, and I'm glad I could assist you effectively. Thank you for sharing your experience, Denise,...
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Great communication and easy process.
Reply from Joshua Borrero
August 14th, 2025 12:55 PM
I'm glad to hear that you found the communication great and the process easy, Nicholas. It was a pleasure assisting you, and I appreciate your feedback. Thank you for choosing Cliffco Mortgage Bankers for your mortgage needs.
experience was great for me because I've been looking for property for some time now. had a bad experience with my first Linda Lender, who was not forthcoming of the truth, but after switching Lender's Mr Barrero walk me through this process...
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About
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local communities, we pride ourselves on walking our customers through every step of the mortgage loan process. Our commitment to personalized service has earned us an outstanding reputation among accountants, attorneys, builders, financial planners, real estate professionals, and, most of all, among our valued clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Conventional Home Loan
Home Renovation Loan
USDA Loans
Non-QM
Specialities
Mortgage Loan Officer
Conventional Loans
FHA Loans
Renovation Loans
Non-QM Loans
USDA Loans
VA Loans
Refinancing
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Education
- Johnson and Wales UniversityBusiness ManagementBachelor of Science (BS)
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 2380321
Hobbies
- Basketball
- Softball
- Exercising
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Disclaimer
Uniondale, NY
Cliffco, Inc. is not affiliated with or acting on behalf of the FHA or any government entity. Equal Housing Lender. Cliffco, Inc. Corporate NMLS#65328 (www.nmlsconsumeraccess.org) 70 Charles Lindbergh Blvd, Suite 200, Uniondale, NY 11553 (516) 408-7300. Licensed Mortgage Lender by AK Division of Banking and Securities AK65328, AK65328-1; AL Mortgage Broker/Lender License #23581; AZ Mortgage Banker License 1045708; CA DFPI Financing Law License 60DBO-181882; CO Dept. of Regulatory Agencies Division of Banking; CT Department of Banking MCL-65328; DE Office of the State Bank Commissioner 040096; DC Department of Insurance, Securities, & Banking MLB65328; FL Office of Financial Regulation MLD1245; GA Department of Banking & Finance 65328; IL Department of Financial & Professional Regulation MB.6761824; IN Indiana Department of Financial Institutions 70581; KS State Bank Commissioner of Kansas MC.0026625; KY Department of Financial Institutions MC838985; LA Office of Financial Institutions 65328; MD Office of Financial Regulation; NJ Department of Banking & Insurance; Licensed Mortgage Banker by the NYS Department of Financial Services LMBC109800; NM New Mexico Regulation & Licensing Dept.; NC Commissioner of Banks L-211081; OH Department of Commerce Residential Mortgage Lending Act RM.805200.000; OR Oregon Department of Consumer and Business Services 65328; PA Department of Banking & Securities 45275; SC State Board of Financial Institutions MLS-65328; TN Department of Financial Institutions Mortgage License 65328; TX Department of Savings & Mortgage Lending; VA Bureau of Financial Institutions MC-7742; VT Department of Financial Regulation LL-65328; WA State Department of Financial Institutions CL-65328. This is not a commitment to lend or extend credit. Restrictions may apply. All loans are subject to credit and underwriting approval. Not all loan products are available in all states. Rates may not be available at time of application. Information and/or data are subject to change without notice.