

Joshua Powers, Ruoff Mortgage
Senior Loan Officer | NMLS# 493370 | Ruoff Mortgag...

Additional Licenses: NMLS# 493370 | OH - MLO-OH.493370.
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Josh handled me with experience and integrity and it made all the difference in the world for this very anxious, first -time home buyer!
Reply from Joshua Powers, Ruoff Mortgage
September 15th, 2026 08:08 PM
Thank you so much for the opportunity Jelisa! You were amazing to work with and I can’t even explain how excited I am for you and this next chapter for you!
Josh was extremely knowledgeable, kind, and responsive. He made this overwhelming process go from to insurmountable to achievable keeping in mind my financial health and wellbeing. He even took the time to answer my parents concerns which was...
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Reply from Joshua Powers, Ruoff Mortgage
September 15th, 2026 09:30 PM
Thank you so much Nicholas! You were awesome to work with and I truly appreciate the opportunity! I hope all is going well at your new home and please reach out if you ever need anything!
Being a first time homebuyer Josh walked me through all the process and made it as simple and clear as possible. Great guy and would like to work with him again in the future.
Reply from Joshua Powers | NMLS# 493370 | Ruof...
March 19th, 2024 06:10 PM
I'm sincerely thankful for your kind words, Tate. It was a pleasure guiding you through your first home purchasing process. The education of first-time home buyers is one of my favorite parts of my job. It was an absolute pleasure helping and...
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I’ve worked with Josh multiple times over the year- both for home purchases and refis. He is always quick to respond, helpful, knowledgeable & makes things seamless.
Reply from Joshua Powers | NMLS# 493370 | Ruof...
March 19th, 2024 06:11 PM
Thank you for your continued support and opportunities to help you in all your homeownership goals!
Josh was very easy to work with! He checked in with us while we were getting our timelines together, he kept us informed throughout the entire process once we were ready to begin, and was very quick to respond to questions and concerns. We...
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Reply from Joshua Powers | NMLS# 493370 | Ruof...
March 19th, 2024 06:15 PM
Thank you for reaching out to me the other day with your questions! I appreciate you thinking of me and please never hesitate to reach out with any questions. It was a pleasure helping you purchase your home.
Great communication and speed with getting things proceed and was always there when I had questions.
Reply from Owner
July 10th, 2026 08:31 PM
Alexis, I appreciate your feedback on the communication and speed of the process. I'm happy to know I could be there to answer your questions. If you need anything else, please feel free to reach out.
the communication from the entire team and speed was excellent.
Reply from Joshua Powers
July 9th, 2026 01:44 PM
Alexis, I appreciate your positive feedback about the communication and speed from the team. I'm glad to hear that you had a great experience with us at Ruoff Mortgage. If you have any further questions or need assistance, please feel free...
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Josh was so sweet and knowledgeable. We did not have the biggest budget, and Josh really worked with us to make sure our house was affordable. Kept us in the loop at all times and answered all my questions quickly.
Reply from Joshua Powers, Ruoff Mortgage
June 29th, 2026 02:21 PM
Rachel, I appreciate your kind words and am happy to know that I could assist you in finding an affordable home within your budget. Keeping you informed and addressing your questions promptly is always my priority. If you need further assistance,...
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Communication
Reply from Joshua Powers, Ruoff Mortgage
September 15th, 2026 09:31 PM
Hey Ken! I hope all is going well in your new home and that you are enjoying your BBQ in your back yard!
Josh was amazing to work with! He made every step easy and made sure i understood everything. He was always available and quick to return a call or email. I highly recommend Ruoff Mortgage and especially Josh Powers. Thanks for everything.
Reply from Owner
April 13th, 2026 03:18 PM
I'm grateful for your kind words, M. It's great to know that I could make the process easy and keep you well-informed. Your recommendation means a lot to me. If you have any more questions or need assistance in the future, please don't hesitate...
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About
Additional Licenses: NMLS# 493370 | OH - MLO-OH.493370.
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and should be treated as such. I strive to make this process as easy as possible for each of my clients. My focus is always to be honest, trustworthy, and to communicate frequently, all while offering sound and reliable guidance.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Non-QM
DSCR Loans
Cash-Out Refinances
Specialities
Purchase Mortgage
Refinance Mortgage (Rate and Term)
Refinance Mortgage (Cash Out)
Down Payment Assistance
Construction Loans
VA Financing
Conventional Financing
FHA Fianancing
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Positions
- Ruoff Mortgage - New Albany - Sr. Loan OfficerApr 12, 2021 - Current
Memberships
- NARA, WARA
- Central Ohio Travel Baseball Coaches
- Licking County Investors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 493370
- OH - MLO-OH.493370
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Awards
Achievements
- Top CSI District 6 Q2 2025
- Ruoff Experience Top 3 CSI District 6 Q2 2024
Hobbies
- Youth Baseball Coach
- Cooking
- Golf
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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