Joshua Morgart, NMLS ID#2019366

Name: Alcova Mortgage
Address: 14602B McMullen Hwy SW, Cumberland, Maryland, 21502
Telephone: +1-301-876-1223
Rating: 4.93

Loan Officer

ALCOVA Mortgage | Cumberland

4.93

(146)

Mortgage

Mortgage Loan Officer

Contact Info

(301) 876-1223

Cumberland, MD

https://alcova.com/loan-officer/jmorgart/

https://alcova.com/branch/cumberland/

Location & Business Hours

Business Hours

Tues

9 AM to 5 PM

Wed

9 AM to 5 PM

Thu

9 AM to 5 PM

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4.93

(146)

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Experience.com

4.96

(145)

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each step of the process and kept in communication

Josh stuck with us for nearly 2 years while we searched for the perfect Home that fit our family's wants and needs along with budget. He never candy coated anything and always left it in our hands, He never hesitated in changing anything we...

Reply from Joshua Morgart

January 19th, 2026 05:39 PM

I appreciate your kind words, Jordan. It's great to know that my approach resonated with you during your home search process. It was important for me to provide honest guidance while allowing you to steer the decision-making. I'm really pleased...

Had a pushed back date, Josh was able to keep me calm.

Reply from Joshua Morgart

January 5th, 2026 03:21 PM

I'm glad I could help maintain your peace of mind during the date changes. Handling such situations smoothly is important to me, and I'm pleased that I could assist you through it. If there's anything else you need, feel free to get in touch....

Even though we had to wait for the government to open Josh made sure we had everything ready to go. He was so great to work with and we are so happy that we were referred to Josh!! Thanks

Reply from Joshua Morgart

December 29th, 2025 05:25 PM

I'm glad to hear that you were satisfied with the preparation process, even with the challenges of waiting for the government offices. Ensuring you had everything in place was a priority. I'm grateful for the referral and pleased I could meet...

Josh answered every question I had and was very thorough to make sure i understood each step, he kept me up to date every step of the way, he always got back to me in a very timely fashion and made a stressful situation much easier to handle....

Reply from Joshua Morgart

December 26th, 2025 03:24 PM

Thank you for sharing your experience, Chelsea. I'm pleased to know that I could help make the process less stressful for you. Keeping you informed and ensuring that all your questions were answered thoroughly was important to me. If you ever...

Josh was patient and efficient! He answered all of my questions in a timely manner and created so much peace during this as well as making it an easy going process . Highly recommended!

Reply from Joshua Morgart

December 26th, 2025 03:30 PM

Your feedback is truly appreciated, Vanessa. I'm glad to hear that you found the process smooth and reassuring. Answering your questions promptly and making sure you felt at ease was important to me. If there's anything more I can assist with,...

Josh was amazing to work with!

Reply from Joshua Morgart

December 10th, 2025 05:32 PM

It was a pleasure to work with you too, Corey. I'm thankful for your kind words and glad to know that your experience was positive. If there's anything more I can assist you with, please feel free to reach out. Enjoy your new home!

Josh went anive and beyond for all of us, I would recommend him to anyone

Reply from Joshua Morgart

November 25th, 2025 05:05 PM

It's great to hear that you felt I went above and beyond for you, Colton. Recommendations like yours are invaluable and truly appreciated. If there's anything else I can help with in the future, please don't hesitate to reach out.

Personal touch and caring.

Reply from Joshua Morgart

November 21st, 2025 03:17 PM

It's great to know that the personal touch and care provided was meaningful for you, Robert. Providing a supportive and attentive experience is always my goal. If you have any further needs or questions, feel free to reach out anytime.

It was a easy process I didn't have to do much and the communication was good and I got my house so I'm well pleased thanks Josh.

Reply from Joshua Morgart

November 14th, 2025 08:58 PM

I'm happy to hear that the process was easy for you, Robert. Good communication and a straightforward experience are what I strive for, so I'm pleased to know it worked well for you. If you ever have any questions or need further assistance,...

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About

Joshua Morgart is a trusted Mortgage Loan Officer serving WV, MD, and PA. Originally from Maryland and a West Virginia resident for over 20 years, Joshua is passionate about helping homebuyers find the right mortgage solutions for their unique situations. He enjoys guiding first-time buyers, move-up buyers, and homeowners through the loan process with clarity and care. When he’s not helping clients achieve homeownership, Joshua spends time with family, runs local trails, volunteers with organizations like the Rotary Club of Keyser, and enjoys local spots like Queens Point Coffee and Castiglia’s.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Specialities

Maryland Mortgage Program

Conventional Home Loans

VA Home Loans

FHA Home Loans

USDA Home Loans

First Time Home Buyer Loans

Down Payment Assistance

Jumbo Home Loans

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Positions

Alcova Mortgage - Loan Officer
Nov 2nd, 2020 - Current

Memberships

Rotary Club of Keyser, WV
Potomac Highlands Board of Realtors
NMLS

Addresses and Serving Areas

Primary Serving Area

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Year Started

2020

Time Zone

Eastern Standard Time (EST)

Licenses

NMLS ID#2019366

Hobbies

Family
Outdoors
Hiking

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