

Josh Hartman - OVM with AnnieMac Home Mortgag...
Mortgage Loan Originator | NMLS# 1131382

Josh understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout ... Show More
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Like more communication through the process
We ended up switching to OVM with Josh last minute and he did everything in his power to keep us moving along smoothly! We are so appreciative!
Reply from Josh Hartman
March 24th, 2024 03:05 PM
I really appreciate the feedback and am looking forward to working with you again.
Another great closing.
Communication was quick and precise and all questions was answered very professionally the turnaround was quick
Reply from Josh Hartman
March 24th, 2024 10:16 AM
Thank you for the review. If you need anything, feel free to give us a call.
Josh was very communicative and helped walked me through the entire process, from what to expect at the beginning to congratulating me at the end. He was very patient and helpful with all of my questions and concerns and was fully transparent...
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Reply from Josh Hartman
March 22nd, 2024 05:24 PM
Thank you for the review. If you need anything, feel free to give us a call.
job is done!!thank you very much
It is extremely disappointing to have purchased a home that was occupied by the seller who refuses to leave. I was never in agreement with the seller living in the home after closure, and expressed many times that I did not agree the seller...
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We were sold a home in the city of Norfolk which was to be vacated by seller and the closing agent. On the moving day with furniture loaded on the truck by the movers, but upon arrival at the home we no access to due to seller was currently...
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Reply from Josh Hartman - OVM with AnnieMac Ho...
March 6th, 2024 02:57 PM
Hey Mrs Milner, i am VERY sorry that this happened. I have reached out to agents and seems like they have gotten it worked out. Again, i sincerely apologize that you had to experience that.
Josh is a very hard worker who doesn't stop until his client gets what they deserve. I would work with Josh any day. Nothing but great experiences with him.
Reply from Josh Hartman
March 6th, 2024 02:58 PM
Thank you Shawn! Congratulations on the home!!
Samantha Barbier made communication between everyone involved difficult by quickly asking for things from the buyers without replying to questions or being forthcoming with information in a timely manner. Just too many communication issues...
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About
Josh understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Josh is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage
Real Estate
Mortgage Refinance
Top Level Service
Conventional
FHA
USDA
VA Loans
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Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1131382
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.