Josh Hartman - OVM with AnnieMac Home Mortgag...
Mortgage Loan Originator | NMLS# 1131382
Josh understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout ... Show More
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Everything was smooth. Communication excellent. Client was thrilled. Josh handled everything with professionalism. I will always send people to OVM.
Buying a house can be a stressful time, but Josh Hartman always made me feel at ease and took the worrying out of the process. I plan to work with him again in the future. I have bought 4 house and this was the best experience.
Josh made me feel like I was his only client. His constant communication made me feel comfortable with this organization. The level of professionalism shown by Mr. Hartman, guarantees that I will be a returning customer in the future. Thanks...
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Josh is knowledgeable and hard working! I cannot tell you how much I absolutely appreciate his tenacity to make sure the client gets what they deserve.As an agent, it has been so difficult to find a lender who cares about the client. Good credit...
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Josh was prompt and professional. Extremely knowledgeable and patient with the client.
Pleasure to work with
We finally made it to closing!
As a new homebuyer I had a lot of questions. Josh was genuine and made the process simple. Loading documents to the OVM was simple. Josh was patient while explaining rates and options
Your continuous communication and quick close of this transaction are greatly appreciated!! Thank you so much for your hard work!!!
Josh and Cullen worked tirelessly to get me to my closing date. Great teamwork and excellent results.
Josh was responsive, and available at all hours. Didnt take no for an answer. Only down side is he is an Eagles fan. WhompWhomp
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About
Josh understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Josh is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage
Real Estate
Mortgage Refinance
Top Level Service
Conventional
FHA
USDA
VA Loans
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Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1131382
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.