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Joshua Barclay at Prosperity Home Mortgage - ...
Senior Mortgage Consultant | NMLS# 215251

Looking for a local, experienced and professional mortgage specialist? I am dedicated to providing you with top customer service and assistance in finding the personalized solution that meets your homebuying or refinancing needs.
Let me pr... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Joshua helped us refinance my mortgage. He explained every detail that we needed to know, follow up on documents wells. Overall, He is good one to work with.
Josh helped us in buying our first new house. We are new to the process and not familiar with many terminologies and documents . He explained everything in our first meeting and guide us timely in a very professional way.
Used Josh for recent home mortgage financing for a recent purchase. He and his staff were very knowledgeable, professional in getting us a great rate!
Joshua helped me navigate the complicated refinance process for an unusual property. It was so refreshing to work with a lender who is honest about the process, makes things happen that he promises and and makes a huge extra effort to make...
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Competent, flexible, accurate. Wasn't always sure of the timeline of events/deadlines for info. Josh was quick to respond, researched a prior appraisal fee & properly applied the credit.
Josh and his office were easy to work with, quick to respond to questions, and very efficient. If you wanted specific details or run downs on things, he was happy to help, but he didn't bog you down with details unless you asked.
I was completely distraught over trying to find a new lender after the other company I was dealing with pretty much dropped the ball. I was already in contract on a home when I found Joshua on Zillow at 2am while searching online for help....
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Mainly Josh made this loan happen very quickly to ensure our financing was set up for this house. My first lender wasn't able to make it happen in time. Josh was easy to contact on the phone so he could answer my questions quickly and easily....
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Josh was very professional throughout the loan process. He responded to my questions right away and made the process easy and transparent. I would definitely recommend Josh to anyone looking for a loan.
Josh helped us in buying our first new house. We are new to the process and not familiar with many terminologies and documents . He explained everything in our first meeting and guide us timely in a very professional way.
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About
Looking for a local, experienced and professional mortgage specialist? I am dedicated to providing you with top customer service and assistance in finding the personalized solution that meets your homebuying or refinancing needs.
Let me present you with an extensive product line and a variety of flexible financing options.
In addition, I offer:
- Prompt communication
- Dedication to meeting your home financing needs
- High commitment to customer service
- Competitive rates and fees
- Responsive and professional service
And even after your loan settlement, our service still continues. Call now and let me show you how I'm more than just a loan officer -- I'm a personal Home Mortgage Consultant!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Expert Mortgage Consultations
Credit Consultations
First-Time Homebuyer Consultations
Down Payment Assistance Consultations
Creative Financing Consultations
Residential Loans
Jumbo Loans
FHA Loans
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Positions
- Prosperity Home Mortgage - Senior Loan OfficerJan 1st, 2003 - Current
Memberships
- Scotsman Guide
- National Banker's Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 215251
Achievements
- Customer Service Award
Hobbies
- Trail/Mountain Running
- Mountain Biking
- Rock Climbing
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Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.