

Josh Timko at CrossCountry Mortgage
Originating Branch Manager | NMLS #1570910

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Niles, OH. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering... Show More
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Great experience in difficult circumstances. Thank you!
Reply from Josh Timko
November 19th, 2025 06:36 PM
I appreciate your feedback, Nicole. I'm glad to hear that I could assist you during a challenging time. Should you have any questions or need further help in the future, please feel free to reach out.
Anthony L,
Mr Timko and his team were always ready to help me through any difficulties or roadblock. For any first time homebuyers I personally would recommend working with Mr Timko and his team.
Reply from Josh Timko
November 17th, 2025 07:09 PM
I appreciate your kind recommendation, Anthony. I'm glad that my team and I were able to assist you through the process and help navigate any challenges. It was a pleasure working with you on your homebuying journey. If you have any future...
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A+service!
Josh always goes above & beyond to help me out. He explains things clearly & will do what ever it yakse to get things done.
Reply from Josh Timko
November 7th, 2025 08:27 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
I was strung along, believing closing with the initial loan estimate was happening. Tried to double my cash to close 4 days before closing. Lost it all. Promised me I was to be reimbursed for my second appraisal, after failing to accept the...
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and his team worked very hard to process my loan as quickly as possible.. I highly recommend them to anyone looking to purchase a home or refinance..
Reply from Josh Timko
May 14th, 2025 03:29 PM
I'm thrilled to hear that you had a positive experience with our team. It was a pleasure assisting you with your loan process. Thank you for your recommendation, and we are glad to have been a part of your home buying or refinancing journey....
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You did good that wasn't an option. I would like lower my payment you said it was a matter of filling out paperwork let's do that
Very informative friendly staff
Everyone couldnt believe how quick and easy the process was. Thank you!!!
Reply from Josh Timko
March 30th, 2025 06:18 PM
I'm thrilled to hear that the process was quick and easy for you and everyone involved. Thank you for your kind words, Michael. It was a pleasure assisting you.
Josh is the best around!
Reply from Josh Timko
March 28th, 2025 12:56 PM
I'm thrilled to hear that you had such a positive experience, Matthew. Thank you for your kind words and for choosing to work with me at CrossCountry Mortgage, LLC. If you need any further assistance, feel free to reach out.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Niles, OH. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1570910 | Branch NMLS #2443134
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- 1570910
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095