

Josh Timko at CrossCountry Mortgage
Originating Branch Manager | NMLS #1570910

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Niles, OH. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering...... Show More
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As a first time buyer I did this on my own with going through the paper work that was sent after midnight fha loan and I thought I was gonna have an inspection but since no one went over any paperwork with me, I guess I waved my rights. Unfortunately,...
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Josh provided valuable insight and guidance.
Reply from Josh Timko
April 3rd, 2026 03:24 PM
I'm glad to hear that you found my insight and guidance valuable. It's important to me that you feel supported throughout the process. If there's anything more I can assist with, please don't hesitate to reach out.
Documentation was very straightforward, the entire process went smoothly, and we were able to close right on time. Excellent experience overall!
Reply from Josh Timko
April 3rd, 2026 12:40 PM
I'm pleased to hear that the documentation process was clear for you and that everything proceeded smoothly. Closing on time is always a priority, and I'm glad it worked out well for you. If you have any questions or need anything else in the...
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Iva and Ally were on top of everything. Good and through even when I got flustered.
Reply from Josh Timko
April 2nd, 2026 01:00 PM
It's great to hear that Iva and Ally were able to provide support, even during challenging moments. If you have any more questions or need assistance, please feel free to reach out.
Poor communication, did not feel like a valued customer. Had it not been for Iva at the end we wouldn't have closed with CCM.
Reply from Josh Timko
March 9th, 2026 08:24 PM
Angela, I appreciate you taking the time to share your experience. I'm sorry to hear about the communication issues you encountered. Iva's dedication is certainly commendable, and I'm grateful she could assist in moving things forward. Please...
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💯 smooth transaction
Reply from Josh Timko
January 6th, 2026 08:07 PM
I really appreciate the feedback and am looking forward to working with you again.
Great experience in difficult circumstances. Thank you!
Reply from Josh Timko
November 19th, 2025 06:36 PM
I appreciate your feedback, Nicole. I'm glad to hear that I could assist you during a challenging time. Should you have any questions or need further help in the future, please feel free to reach out.
Anthony L,
Mr Timko and his team were always ready to help me through any difficulties or roadblock. For any first time homebuyers I personally would recommend working with Mr Timko and his team.
Reply from Josh Timko
November 17th, 2025 07:09 PM
I appreciate your kind recommendation, Anthony. I'm glad that my team and I were able to assist you through the process and help navigate any challenges. It was a pleasure working with you on your homebuying journey. If you have any future...
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A+service!
Josh always goes above & beyond to help me out. He explains things clearly & will do what ever it yakse to get things done.
Reply from Josh Timko
November 7th, 2025 08:27 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Niles, OH. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1570910 | Branch NMLS #2443134
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Search Rank ScoreLearn More →
453
/850
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Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- 1570910
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095