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The Penland Team - Fairway Home Mortgage
Branch Manager & Senior Loan Officer

Josh Penland is a Branch Manager and Senior Loan Officer with Fairway Home Mortgage and leader of The Penland Team, serving Austin, Round Rock, all of central TX, Houston, and Dallas. With more than 23 years of experience, Josh has helped o... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
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Reviews from Web
Can't thank Josh and the team enough for all their guidance and help in getting us approved and closed during the busy holiday season. We will definitely be using them for any future lending needs.
Reply from Josh Penland
April 1st, 2024 03:21 PM
Hey there, Matt! Thanks a bunch for the shoutout! We're thrilled we could help you out during the holiday hustle. Can't wait to assist you with any future lending needs.
Josh and team made the lender process super easy and made sure we had everything necessary to close on time during the busy holiday season
Reply from Owner
January 25th, 2023 11:03 PM
Thank you for sharing your experience! SO happy that the process was easy & smooth!
Can't thank Josh and the team enough for all their guidance and help in getting us approved and closed during the busy holiday season. We will definitely be using them for any future lending needs.
Reply from Owner
April 1st, 2024 12:00 AM
Hey there, Matt! Thanks a bunch for the shoutout! We're thrilled we could help you out during the holiday hustle. Can't wait to assist you with any future lending needs.
Josh and his team are a go to local lender in Austin. They are profffesional, timely, and knowledgeable. Not only have we used Josh for our personal home loan but several of our clients. Absolutely give Josh and his team a call when buying...
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Reply from Owner
January 4th, 2023 10:47 PM
Thank you so much for the wonderful feedback! We ALWAYS love working with you and your clients and value your continued trust in The Penland Team.
Josh and team were phenomenal in getting my mortgage completed. The communication from start to finish was amazing and they made me feel like their only client.
Reply from Owner
December 5th, 2023 05:24 PM
Thank you for your wonderful review! We're thrilled to hear that your experience from start to finish was exceptional. Providing personalized attention is important to us, and we're delighted that you felt like our priority. Josh is dedicated...
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Josh and the entire Penland Team come highly recommended. I would never make the chose to go with any other lending company in the austin area!! Thank you, Josh!
Reply from Josh Penland
April 1st, 2024 03:23 PM
Thank you so much for the glowing recommendation! We're honored to have your trust and are thrilled we could exceed your expectations. Here's to many more successful ventures together in the Austin area!
The Penland made the process smooth, quick and effortless. I could not have asked for a better experience!! Thank you!!
Reply from Owner
January 4th, 2023 10:56 PM
Thank you so much for taking the time to leave us this amazing review!
Great partner. Very informed and patient with our clients. Highly recommended.
Reply from Owner
December 5th, 2023 05:26 PM
Thank you for your kind words! We strive to be reliable partners, and we're delighted you found us to be well-informed. You and your clients satisfaction and understanding throughout the process is crucial to us. We appreciate your trust in...
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Great experience with the Penland team! Love the monthly home value report we receive each month.
Reply from Owner
January 4th, 2023 10:58 PM
Thank you for sharing your feedback! We think the info in the monthly report is pretty cool and glad you do too!
Thanks again!!
Great experience with the Penland team! During the buying phase he made it a seamless process for a first time homeowner! Also, Love the monthly home value report we receive each month.
Reply from Owner
April 1st, 2024 12:00 AM
Thanks for the shoutout! Glad we could make your first home purchase seamless. And we're thrilled you're loving the monthly home value reports! Take care, Eric!
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About
Josh Penland is a Branch Manager and Senior Loan Officer with Fairway Home Mortgage and leader of The Penland Team, serving Austin, Round Rock, all of central TX, Houston, and Dallas. With more than 23 years of experience, Josh has helped over 9,000 families buy, refinance, and invest in real estate while closing over 150 loans and $90+ million annually. He has been recognized as a Top 1% Mortgage Originator nationwide by Scotsman Guide for more than a decade and an Austin Business Journal Top Mortgage Producer since 2007. Josh specializes in first-time homebuyers, jumbo and luxury homes, self-employed borrowers, VA loans, and investment properties. He is licensed in Texas, Colorado, New Mexico, Florida, Massachusetts, and Kansas.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage Lending Services
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Positions
- Fairway Mortgage - Producing Branch Manager Sep 23rd, 2022 - Current
Memberships
- NMLS
- Austin Mortgage Bankers Association
- AMBA
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 216357
Awards
Scottsmans Guide T...
Mortgage Originato...
Austin Business Jo...
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Achievements
- Top Mortgage Producer since 2007
- Best in Austin
- Top 20 Fairway Loan officer - 2025
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Hobbies
- Family
- Traveling
- Sports
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Disclaimer
Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289).
4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity.
Legal Disclosures: bit.ly/FIMCDisclosures