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The Penland Team - Fairway Home Mortgage
Branch Manager & Senior Loan Officer

Josh Penland is a Branch Manager and Senior Loan Officer with Fairway Home Mortgage and leader of The Penland Team, serving Austin, Round Rock, all of central TX, Houston, and Dallas. With more than 23 years of experience, Josh has helped o... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Josh and his team are with us every step of the way during loan origination through to closing. I can't recommend them enough.
The communication and advice through the process. Helped establish a plan for how to structure the loan and offer
Josh and his team were incredibly knowledgeable. They were supportive and available for any questions we had. I would recommend Josh and his team to anyone! They made home buying an easy proces!!
Josh and his team were excellent! Communication was clear and consistent. The team offered educated and helpful information to make our financial decisions easier. Everything was done in a timely, friendly and professional manner. Highly recommend!...
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Reply from Owner
November 2nd, 2026 03:36 PM
Thank you for the kind words! I'm honored by your recommendation. Clear communication, timely updates, and helping clients make confident financial decisions are big priorities for me and The Penland Team. Buying a home is one of the biggest...
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The entire team was wonderful. Great and clear communication. Helpful information. Educated advice. Timely responses. Friendly service. Overall excellent experience!
Reply from The Penland Team - Fairway Home Mor...
November 2nd, 2026 03:35 PM
Thank you for the wonderful review! I'm so glad you had an excellent experience. Clear communication, timely responses, and educational guidance are exactly what we strive to deliver. At The Penland Team, we believe an informed client is an...
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Excellent communication. Pat was very knowledgeable and Nellie made all the steps very clear and easy to follow. I was also struck by the quick response times.They also went above and beyond when, after receiving my inital closing disclosure,...
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Reply from Owner
November 2nd, 2026 03:34 PM
Thank you for sharing your experience! I'm thrilled to hear that Pat's expertise and Nellie's guidance made the process clear and easy to follow. Excellent communication, fast response times, and proactive problem-solving are core values at...
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Excellent communication. Pat was very knowledgeable and Nellie made all the steps very clear and easy to follow. I was also struck by the quick response times. They also went above and beyond when, after receiving my inital closing disclosure,...
read more
Reply from The Penland Team - Fairway Home Mor...
November 2nd, 2026 03:34 PM
Thank you for sharing your experience! I'm thrilled to hear that Pat's expertise and Nellie's guidance made the process clear and easy to follow. Excellent communication, fast response times, and proactive problem-solving are core values at...
read more
Great communication and clear, pratical advice
Reply from The Penland Team - Fairway Home Mor...
November 2nd, 2026 03:31 PM
Thank you for the kind words! I'm glad my communication and advice made a positive impact. I believe great mortgage guidance starts with clear explanations, practical solutions, and keeping clients informed every step of the way. At The Penland...
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Very easy to follow proc
Reply from The Penland Team - Fairway Home Mor...
November 2nd, 2026 03:31 PM
Thank you for the review! I'm glad the process was very easy to follow. At The Penland Team, we believe great mortgage lending should feel straightforward, transparent, and stress-free. My goal is always to educate, communicate clearly, and...
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Josh and The Penland Team were very easy to work with, they were always on top of things, and very communicative. They helped me understand the process and even provided guidance on what to tend to after closing. I highly recommend The Penland...
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Reply from Owner
October 20th, 2026 01:15 PM
Melissa, thank you so much for your five-star review. I’m grateful for the opportunity to help with your home financing journey. Clear communication and education are a big part of how The Penland Team serves our clients, so it means a lot...
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About
Josh Penland is a Branch Manager and Senior Loan Officer with Fairway Home Mortgage and leader of The Penland Team, serving Austin, Round Rock, all of central TX, Houston, and Dallas. With more than 23 years of experience, Josh has helped over 9,000 families buy, refinance, and invest in real estate while closing over 150 loans and $90+ million annually. He has been recognized as a Top 1% Mortgage Originator nationwide by Scotsman Guide for more than a decade and an Austin Business Journal Top Mortgage Producer since 2007. Josh specializes in first-time homebuyers, jumbo and luxury homes, self-employed borrowers, VA loans, and investment properties. He is licensed in Texas, Colorado, New Mexico, Florida, Massachusetts, and Kansas.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage Lending Services
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Positions
- Fairway Mortgage - Branch ManagerSep 23rd, 2022 - Current
Memberships
- NMLS
- Austin Mortgage Bankers Association
- AMBA
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 216357
Awards
Scottsmans Guide T...
Mortgage Originato...
Austin Business Jo...
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Achievements
- Top Mortgage Producer since 2007
- Best in Austin
- Top 20 Fairway Loan officer - 2025
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Hobbies
- Family
- Traveling
- Sports
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Disclaimer
Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289).
4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity.
Legal Disclosures: bit.ly/FIMCDisclosures