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The Penland Team - Fairway Home Mortgage
Branch Manager & Senior Loan Officer

Josh Penland is a Branch Manager and Senior Loan Officer with Fairway Home Mortgage and leader of The Penland Team, serving Austin, Round Rock, all of central TX, Houston, and Dallas. With more than 23 years of experience, Josh has helped o... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Responsiveness, guidance, ease of everything from start to finish.
Josh and his team were fantastic from start to finish. They made the entire loan process seamless. The best part was the responsiveness throughout each step.
Very communicative and available for all questions. Explained things clearly, organized process and emails every step of the way. I felt taken care of and assured we knew what was happening at all times.
Reply from The Penland Team - Fairway Home Mor...
August 28th, 2026 02:03 PM
Thank you so much for the five-star review! I’m glad you felt informed, supported, and taken care of throughout the mortgage process. I believe clear communication and proactive updates are essential to helping clients make confident home financing...
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Loved working with the Penland Team. They helped me with my first time home purchase. The team took the time to understand my employment history as I am newly self employed and helped me get approved for a full conventional loan. They are great...
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Reply from Owner
August 28th, 2026 02:01 PM
Thank you for the thoughtful review, Tara! I’m thrilled The Penland Team could help make your first home purchase a smooth and successful experience. Newly self-employed borrowers can face unique mortgage qualification requirements, so we took...
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Above all else, problem solving getting approval for non-typical self employment! And of course proactive communication, expectation setting, and ability to distill complicated topics into easy to understand explanations.
Reply from The Penland Team - Fairway Home Mor...
August 28th, 2026 01:59 PM
Tara, thank you for the thoughtful review! I’m proud we could find a path forward for your situation. Complex scenarios often require creative problem-solving, thorough research, and proactive communication. I believe clients deserve clear...
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Very on top of all our questions and willing to work with us to get us the best rate possible
Reply from The Penland Team - Fairway Home Mor...
August 28th, 2026 01:56 PM
Thank you for the great review, Matt! I’m glad I could stay on top of your questions and help you pursue the best rate possible. I believe careful research and personalized guidance are key to creating a smooth experience and making confident...
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The Penland Team - Fairway Home Mortgage has received a review with 5 star rating from JOEL K
Reply from Owner
August 28th, 2026 01:54 PM
Thank you for the kind review! I truly appreciate your trust and recommendation. Please don't hesitate to reach out with any questions you may have post-closing! - Josh and the Penland Team
White glove treatment - communicaitons at each step, supporting the research needed for the unusual circomstances
Reply from The Penland Team - Fairway Home Mor...
August 28th, 2026 01:53 PM
Thank you for the kind review! I’m glad you experienced the white-glove treatment and consistent communication you deserved. Unusual circumstances often require deeper research, collaboration, and attention to detail, and that’s exactly how...
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I had an amazing experience with Josh Penland and his team! I’m a first time homebuyer, but they really made the process feel like I’ve done this before. I highly recommend 10/10. Thank you guys for making this experience unforgettable!
Reply from Owner
August 19th, 2026 02:38 PM
Thank you for the wonderful five-star review and for trusting The Penland Team with your home purchase! We’re so glad we could make your experience as first-time homebuyers easier and less stressful. It's a collaborative effort between myself...
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What a great experience this was. Josh Penland is great at explaining how mortgages work, the team is super responsive, and and I'm very glad they'll be servicing my loan here in Austin as opposed to selling it to a big bank somewhere. Thanks...
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Reply from Owner
August 19th, 2026 02:33 PM
Kirsten, thank you for such a wonderful five-star review! I'm so appreciative of your feedback and am happy that I could help to explain how mortgages work. It's always a collaborative effort to keep the communication streamlined so you're...
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About
Josh Penland is a Branch Manager and Senior Loan Officer with Fairway Home Mortgage and leader of The Penland Team, serving Austin, Round Rock, all of central TX, Houston, and Dallas. With more than 23 years of experience, Josh has helped over 9,000 families buy, refinance, and invest in real estate while closing over 150 loans and $90+ million annually. He has been recognized as a Top 1% Mortgage Originator nationwide by Scotsman Guide for more than a decade and an Austin Business Journal Top Mortgage Producer since 2007. Josh specializes in first-time homebuyers, jumbo and luxury homes, self-employed borrowers, VA loans, and investment properties. He is licensed in Texas, Colorado, New Mexico, Florida, Massachusetts, and Kansas.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage Lending Services
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Positions
- Fairway Mortgage - Producing Branch Manager Sep 23rd, 2022 - Current
Memberships
- NMLS
- Austin Mortgage Bankers Association
- AMBA
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 216357
Awards
Scottsmans Guide T...
Mortgage Originato...
Austin Business Jo...
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Achievements
- Top Mortgage Producer since 2007
- Best in Austin
- Top 20 Fairway Loan officer - 2025
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Hobbies
- Family
- Traveling
- Sports
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Disclaimer
Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289).
4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity.
Legal Disclosures: bit.ly/FIMCDisclosures