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The Penland Team - Fairway Home Mortgage
Branch Manager & Senior Loan Officer

Josh Penland is a Branch Manager and Senior Loan Officer with Fairway Home Mortgage and leader of The Penland Team, serving Austin, Round Rock, all of central TX, Houston, and Dallas. With more than 23 years of experience, Josh has helped o... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
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Reviews from Web
Josh and his team made the process for our loan very easy. They explained everything very well and very responsive to any questions we had. Thanks again!!
Reply from Josh Penland
October 28th, 2025 01:23 PM
So glad to hear this! Thanks for trusting our team and for letting us be part of your home journey, Karson. Congratulations!
Simplicity, a straightforward process, providing all information along the process at each step, and a professional team.
Reply from Owner
November 7th, 2025 02:28 PM
Making things straightforward is always the goal! We appreciate your continued trust, Sasan. You know where to find us if you guys ever need anything!
Simplicity, straightforward process, all information along the process at each step, and a professional team
Reply from Josh Penland
October 27th, 2025 02:17 PM
Making things straightforward is always the goal! We appreciate your continued trust, Sasan. You know where to find us if you guys ever need anything!
Josh and his team made the loan process seamless and we appreciate how he walked us through the entire process. He even gave us some incredibly helpful advice for optimizing our savings after closing. Absolutely wonderful experience!
Reply from Owner
November 7th, 2025 02:27 PM
Thank you so much for sharing this! We’re thrilled to hear the process felt smooth. Congratulations on your purchase!
Josh and his team were very responsive. He walked us through the entire process and the entire closing process was painless. Josh even offered us great advice on what steps we need to take after we closed on our home to optimize our savings....
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Reply from Josh Penland
October 24th, 2025 02:06 PM
Thank you so much for sharing this! We’re thrilled to hear the process felt smooth. Congratulations on your purchase!
Josh and his team are a real pleasure to work with. We've bought two homes with their assistance and we can always count on them to be easy to reach, super thorough in explaining what to expect, answering our questions and discussing our options,...
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Reply from Owner
November 7th, 2025 02:26 PM
We really appreciate your kind words! Our team takes pride in being dependable and making sure you always feel informed every step of the way. Let us know if you need anything in the future- Congrats!
The biggest things I appreciate are how reliable Josh and the team are when we need them. We can count on a quick response and a really thorough explanation of what to expect or a discussion of what our options are.
Reply from Josh Penland
October 23rd, 2025 02:19 PM
We really appreciate your kind words! Our team takes pride in being dependable and making sure you always feel informed every step of the way. Let us know if you need anything in the future- Congrats!
I want to express my deep appreciation for your team’s dedicated work (2 times) helping me secure my home loan these past few months. Owning a home has been a dream of mine for so long and it still has not hit me yet…. I own a home.This being...
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Reply from Josh Penland
October 22nd, 2025 03:38 PM
Thank you for the incredible shoutout and for letting us be part of such a big milestone. The whole team is smiling ear to ear after reading your feedback. We’re here anytime, JK- cheers to your new home!!
Pat and the entire Penland team are top-notch. Doesn't get any better.
Reply from Josh Penland
October 14th, 2025 01:05 PM
We really appreciate the kind words, Kelly! Pat and the team strive to make every step as stress-free as possible. Thank you for your trust!
Josh is easy to talk to
Reply from Josh Penland
October 7th, 2025 01:17 PM
Thank you for the kind words, Susan. Welcome to Texas!
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About
Josh Penland is a Branch Manager and Senior Loan Officer with Fairway Home Mortgage and leader of The Penland Team, serving Austin, Round Rock, all of central TX, Houston, and Dallas. With more than 23 years of experience, Josh has helped over 9,000 families buy, refinance, and invest in real estate while closing over 150 loans and $90+ million annually. He has been recognized as a Top 1% Mortgage Originator nationwide by Scotsman Guide for more than a decade and an Austin Business Journal Top Mortgage Producer since 2007. Josh specializes in first-time homebuyers, jumbo and luxury homes, self-employed borrowers, VA loans, and investment properties. He is licensed in Texas, Colorado, New Mexico, Florida, Massachusetts, and Kansas.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage Lending Services
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Positions
- Fairway Mortgage - Producing Branch Manager Sep 23rd, 2022 - Current
Memberships
- NMLS
- Austin Mortgage Bankers Association
- AMBA
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 216357
Awards
Scottsmans Guide T...
Mortgage Originato...
Austin Business Jo...
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Achievements
- Top Mortgage Producer since 2007
- Best in Austin
- Top 20 Fairway Loan officer - 2025
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Hobbies
- Family
- Traveling
- Sports
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Disclaimer
Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289).
4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity.
Legal Disclosures: bit.ly/FIMCDisclosures