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Josh Osborne at CrossCountry Mortgage
Regional Vice President | NMLS #473258

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Sioux Falls, SD. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consi... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM(Open now)
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Reviews from Web
I would recommend Josh and his team to anybody who is looking to buy a home or refinance their existing home. Josh had fantastic communication throughout the entire process. He answered all my questions and was able to help us find some savings...
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I would recommend Josh and his team to anybody who is looking to buy a home or refinance their existing home. Josh had fantastic communication throughout the entire process. He answered all my questions and was able to help us find some savings...
read more
Reply from Owner
June 25th, 2024 12:00 AM
Thank you so much for the awesome 5-star review! We are honored to have you as a client.
We have worked with Josh many times over the years. The level of communication and service that we received each time throughout the process made buying/refinancing a breeze. Would absolutely recommend him and his team to anyone looking to...
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Reply from Josh Osborne
June 25th, 2024 02:15 PM
Thanks, Dan. Happy to help you guys with all your Mortgage needs.
This was such an amazing experience! Josh and his team made the first time home buying process so enjoyable and exciting. They are there for you every step of the way and always make sure you are aware of what is going on! I will never go to...
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Reply from Josh Osborne
June 25th, 2024 02:17 PM
Thanks, Kacie. It was a pleasure to work together.
I purchased my first home through Cross Country Mortgage, the process seemed long but my credit wasn't exactly where it needed to be my score was 649 and it needed to be 650 to get an FHA loan. During the 3 month process Josh failed to explain...
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There isn't a lender more on top of customer service and attention to detail in the Sioux Empire! Josh and his team are absolutely incredible, I have worked with multiple lenders over the past seven years, and Josh's team has surpassed every...
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Reply from Josh Osborne
December 16th, 2020 10:09 PM
Jennifer! You made myself and my team's entire day! We appreciate you recognizing our hard work! Our goal is to make not only our clients happy but also their agents. We are so happy to hear that you had a great experience because we LOVED...
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Josh is currently trying to screw us out of our home warranty. The worst part is he is trying to blame our realtor. Please take your business elsewhere.
Reply from Josh Osborne - CrossCountry Mortgag...
December 29th, 2020 03:36 AM
I'm sorry you feel this way. As unhappy you may be I did let you know we were not going to pay the home inspection at closing and you would need to pay for it yourself. I wish you the best of luck
Josh guided us through the process of cleaning up our credit, and went on to patiently guide us through our first home buying experience. He has an incredibly helpful team!
Reply from Josh Osborne - CrossCountry Mortgag...
June 25th, 2024 02:18 PM
thanks, Greg. It was an honor to work with you. I'm happy we could help you purchase your first home.
Josh and his team never disappoint. I've done several deals with Josh and his team and they make it so easy for us. Strongly recommend you won't be disappointed
Reply from Josh Osborne
June 25th, 2024 02:18 PM
Thanks, Matt. Appreciate your business. Couldn't do what I do without great clients like yourself.
Josh and is team were a breeze to work with. The process was simple and we were was educated every step of the way, Josh was very easy to reach when we had concerns or questions. Thanks again Josh and Team!
Reply from Josh Osborne
June 25th, 2024 02:21 PM
Thanks, Skyler for the awesome review. I am grateful to have you as a client. I hope you love your home.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Sioux Falls, SD. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #473258 | Branch NMLS #1922540
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- Home Builders Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2010
Time Zone
Central Standard Time (CST)
Licenses
- 473258
Gallery

Achievements
- Sioux Empire Housing Mortgage Lender of the Year
- 2020 Top 1% Mortgage Lender in the Nation
- 2021 Top 1% Mortgage Lender in the Nation
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Hobbies
- Boating
- Working out
- Water Sports
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095