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Josh Osborne at CrossCountry Mortgage
Regional Vice President | NMLS #473258

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Sioux Falls, SD. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consi... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
Josh and his team were phenomenal to work with. Josh was able to accommodate a very short notice pre-acceptance letter which was allowed us to submit and offer. From that point on Josh and his team communicated with us frequently and responded...
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Reply from Josh Osborne
March 6th, 2024 10:26 PM
Chase, your kind words mean a lot to me and my team at CrossCountry Mortgage. We're thrilled that we could accommodate your needs and provide you with timely responses and a smooth experience. It's our goal to make the loan process as easy...
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Cross Country Mortgage is the best and Josh Osborne is on top of everything. He helped us out when we needed to get pre-approved immediately. He always informed us what was going on with our mortgage step by step. I highly recommend Cross Country...
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Reply from Josh Osborne
March 6th, 2024 10:26 PM
I'm grateful for your kind words, Renae. It was my pleasure to guide you through each step of the process and ensure a smooth experience. At CrossCountry Mortgage, we strive to provide the best service possible and your satisfaction is our...
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This was our first time buying a home. Josh and his team helped us every step of the way and was always there to answer questions we had during the process. I highly recommend working with The Osborne Team! Thanks again!
Reply from Owner
December 4th, 2023 11:27 PM
Thank you, Zach. You were terrific to work with as well. The team and I really appreciate your business.
As a Realtor, Josh was incredible! The communication between a Realtor & Lender is everything in making buying a home a good experience for our clients. Josh was 10/10 in every aspect and I gained a lot of knowledge working with him. I couldnt...
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Reply from Owner
March 6th, 2024 10:30 PM
I'm thrilled to hear such positive feedback, Zackary. It's rewarding to know that my role in your home buying experience was instrumental and helpful in providing top-notch service. I aim to maintain constant and efficient communication with...
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Josh Osborne at CrossCountry Mortgage has received a review with 5 star rating from A G U
Reply from Owner
December 4th, 2023 11:28 PM
Thank you Angie
Josh Osborne is the best! He was always so easy to get ahold of, and very prompt with running numbers for us. He made buying a home very stress free. 10/10 would recommend him and his company!
Reply from Owner
December 4th, 2023 11:28 PM
Thank you so much, Danielle. I hope you love the home. Let me know if you ever need anything! We are always there for you.
I had some pretty big issues I needed resolved while I was in the mortgage process, Josh team was on top of everything and checking in almost daily, they helped with everything I needed done and made sure I closed on time. Amazing and friendly...
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Reply from Owner
March 7th, 2024 04:07 AM
I'm sincerely grateful for your kind words, Michael. It was an absolute pleasure working with you, and your feedback means a lot to me and our team. We strive to provide the best service for our clients and we're delighted to hear that we hit...
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Very thorough and communicative! I was a first time buyer and found the process very streamlined with Josh and the team.
Reply from Owner
September 23rd, 2023 12:18 AM
Thank you so much Valeria. It was an honor to help you purchase a new home. Enjoy your new home!!!
Josh Osborne at CrossCountry Mortgage has received a review with 5 star rating from Serge V N
Reply from Owner
September 23rd, 2023 12:19 AM
Thank you for your 5 Star review, Serge. I am so happy for you to purchase your new home. You were great to work with, and I wish you many years of happiness in your new home.
Josh is always fantastic to work with! Brings a sense of professionalism to the table, and makes all his clients comfortable with their purchase!
Reply from Owner
September 23rd, 2023 12:20 AM
Thank you so much for your 5-Star Review Sarah. We love working with you and your Team just as much!!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Sioux Falls, SD. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #473258 | Branch NMLS #1922540
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- Home Builders Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2010
Time Zone
Central Standard Time (CST)
Licenses
- 473258
Gallery

Achievements
- Sioux Empire Housing Mortgage Lender of the Year
- 2020 Top 1% Mortgage Lender in the Nation
- 2021 Top 1% Mortgage Lender in the Nation
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Hobbies
- Boating
- Working out
- Water Sports
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095