

Josh Kilty
Loan Officer | NMLS# 277851


University of Wisconsin-Stevens Point
At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping y... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
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Reviews from Web
Good communication and understanding
Reply from Josh Kilty
December 18th, 2025 03:11 AM
Thanks Pam! Looking forward to the next time!!!
It got be a pain in the neck at times but Josh stuck in and got it done and we were only homeless for 3 days
Thanks Josh. Only kidding Josh you were great,that's why we called you again for the third time
Reply from Josh Kilty
December 18th, 2025 03:12 AM
Thanks Don! Always happy to help and can't wait for the next one!!!
Being able to make the whole take the house over process possible. Working nights you worked with me and was very respectful of my schedule
Reply from Josh Kilty
December 18th, 2025 03:39 AM
Happy to have helped Gabreal and looking forward to working with you in the future.
Josh was great throughout our entire home loan process. Always available to answer questions and provide guidance where needed. Glad we were referred to Josh! Truly great to work with. Anyone looking for a home loan lender, I would definitely...
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Reply from Josh Kilty NMLS #277851
December 18th, 2025 03:41 AM
Thanks Ashley, happy to have been able to be a part of this chapter in your story! And thank you for the recommendation!
Josh was great throughout our entire home loan process. Always available to answer questions and provide guidance where needed. Glad we were referred to Josh! Truly great to work with. Anyone looking for a home loan lender, I would definitely...
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Reply from Owner
January 5th, 2026 12:00 AM
Thanks for the kind words and recommendation, looking forward to working with you in the future!
Communication on things we didn't quite understand, and the process couldn't have gone any smoother.
Reply from Josh Kilty
February 4th, 2026 02:07 PM
Thanks Daniel, enjoy the new home! Looking forward to working with you again!
Josh was always available to answer questions and was always a call or text away. He was excellent to work with and made everything seamless. Thank you Josh for everything!
Reply from Josh Kilty
October 6th, 2026 07:35 PM
Thanks for the kind words Ashley! Still a call or text away if you need anything else!
Josh made everything is seamless as possible. Always responded to my questions timely. Made me feel comfortable with the proces.
Reply from Josh Kilty
January 2nd, 2026 03:10 PM
Thanks Trista, hope you enjoy the new home and the new space!
Got back to us in a timely manner. Great customer service.
Reply from Josh Kilty
January 2nd, 2026 09:44 PM
Thanks Jordyn, appreciate the kind words!
Nothing, josh did a great job!
Reply from Josh Kilty
January 2nd, 2026 03:10 PM
Thanks for allowing me to assist you again Tad!
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About
At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping you through every step of the loan process. It’s all designed to exceed expectations, provide satisfaction and earn trust. Since opening our doors 25 years ago, our team has helped thousands of Americans achieve their dream of homeownership. Fairway is a full-service mortgage lender based in Madison, Wisconsin, and Carrollton, Texas, with more than 7,900 team members and 700 branches nationwide. Fairway funded $72.5 billion in 2021. For more information, go to fairwayindependentmc.com
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
WHEDA FTHB
WHEDA FHA
FHA
VA
USDA
Conventional Refinance and Purchase
HECM Reverse Mortgages
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Education
- University of Wisconsin-Stevens PointBusiness Administration and ManagementBachelor of Science (BS)

Memberships
- Chamber of Commerce
- MBS Highway
- Homes for Heroes
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Addresses and Serving Areas
Primary Serving Area
Year Started
1998
Time Zone
Central Standard Time (CST)
Licenses
- MLO NMLS# 277851
Awards
Achievements
- 2023 Fairway Club
- 2024 Fairway Club
- 2022 Fairway Club
Hobbies
- Family time
- Hunting
- Outdoors
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Disclaimer
Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289).
4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity.
Legal Disclosures: bit.ly/FIMCDisclosures