

Josh Kilty
Loan Officer | NMLS# 277851


University of Wisconsin-Stevens Point
At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping y... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
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Reviews from Web
My only complaint is that I was given some documents to sign 13 hours before closing, and I didn't know I would receive those documents until the night before. I didn't know what they were. When I tried to sign them, the website sent me a 2FA...
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Reply from Josh Kilty
February 25th, 2025 03:27 AM
Thanks for the feedback Joe, sorrry there was an issue with the electronic process and timing. Happy to review any time.
We were backed into a very tight window to relocate for work. Josh went above and beyond to make that window happen. Josh’s communication and organization during the process made the mortgage portion of our stressful buy/sell transactions a...
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Reply from Josh Kilty NMLS #277851
February 25th, 2025 03:01 AM
Thanks Parker, congrats on your new home and looking forward to working with you again in the future!
Josh was a huge blessing for navigating the VA loan process. He made it so easy for us, and we recommend him to anyone looking to buy! Josh answered all of our questions, he was very quick with his replies, and we are incredibly happy with...
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Reply from Owner
February 20th, 2025 12:00 AM
Thanks, it was a pleasure to serve you! Thank you for your service!
Amazing communication
Reply from Josh Kilty
February 12th, 2025 01:37 PM
Thanks Taylor, hope the move went well!
absolutely everything !
Reply from Josh Kilty
February 11th, 2025 10:49 PM
Enjoy the new home, it was fun working for you!
Easy to speak to and get detailed responses
Reply from Josh Kilty
February 3rd, 2025 04:16 PM
Thanks Jake, enjoy the new home!
Excellent communication, willingness to answer our many questions, honesty, integrity, friendliness, and an incredibly smooth process! I couldn't have asked for a more pleasant experience.
Reply from Josh Kilty
January 17th, 2025 02:08 PM
Thanks Kaeley it was my pleasure to be a part of your journey!
Josh made the entire process very stress-free and was available to answer all of our questions.
Reply from Josh Kilty
January 17th, 2025 02:09 PM
Thanks Zach! Enjoy making that home yours!
Quick responses, explained what was going on and what the next steps
Reply from Josh Kilty
January 17th, 2025 02:10 PM
Thanks Hailey, enjoy the many memories that you will be making!
Josh was there every step of the proces.
Reply from Josh Kilty
December 31st, 2024 08:29 PM
Thanks Dalton, hope you enjoy being a homeowner!
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About
At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping you through every step of the loan process. It’s all designed to exceed expectations, provide satisfaction and earn trust. Since opening our doors 25 years ago, our team has helped thousands of Americans achieve their dream of homeownership. Fairway is a full-service mortgage lender based in Madison, Wisconsin, and Carrollton, Texas, with more than 7,900 team members and 700 branches nationwide. Fairway funded $72.5 billion in 2021. For more information, go to fairwayindependentmc.com
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
WHEDA FTHB
WHEDA FHA
FHA
VA
USDA
Conventional Refinance and Purchase
HECM Reverse Mortgages
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Education
- University of Wisconsin-Stevens PointBusiness Administration and ManagementBachelor of Science (BS)

Memberships
- Chamber of Commerce
- MBS Highway
- Homes for Heroes
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Addresses and Serving Areas
Primary Serving Area
Year Started
1998
Time Zone
Central Standard Time (CST)
Licenses
- MLO NMLS# 277851
Awards
Achievements
- 2023 Fairway Club
- 2024 Fairway Club
- 2022 Fairway Club
Hobbies
- Family time
- Hunting
- Outdoors
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Disclaimer
Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289).
4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity.
Legal Disclosures: bit.ly/FIMCDisclosures